Consumer Housing

 Home Buyers

• First Time Homebuyer Loan
• Homebuyer Education
• Find a Mortgage Lender
• Am I Eligible?
• Lenders Partners By Program

 Home Owners

• Home Improvement Loans
• Foreclosure Assistance
• Reverse Mortgage Counseling
• Servicer Contacts

 Renters

• Housing For Families
• Housing For Seniors
• Housing for Persons With Disabilities
• Housing For Veterans
• Section 8 and Rental Assistance
• Vouchers and Accessibility
• Looking To Buy A Home

Current Interest Rates

Find A Lender

Am I Eligible?

To be eligible for a Minnesota Housing First-Time Home Buyer Loan, you must: 

• Be a first time homebuyer
• Have acceptable credit
• Meet the requirements for income limits
• Meet the requirements for the following Home Cost Limits:

How Do I Get Started?  It's as easy as 1-2-3!

• Learn about our First Time Home Buyer loans
• Contact a Minnesota Housing Lender
• Take a Homebuyer Education Class

Helpful Tools

Affordability and Mortgage Calculators-Calculate your mortgage payment estimate.

• Fannie Mae: Homepath
• Federal Reserve
• Freddie Mac: Calculators and Tools
• GinnieMae: Homeownership Guide and Calculators

Contact
For more information on Minnesota Housing First-Time Homebuyer programs, call the Minnesota Housing Consumer Information Line at 651-296-8215 or 1-800-710-8871.