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Single Family Homes Division
Targeted Borrower Definitions

Single Headed Household: A family with one adult householder, no spouse/partner in the household, and one or more dependents in the household.

Household of Color: At least one Borrower must be self-identified as belonging to at least one of the following Minnesota Office of Management and Budget (MMB) ethnic/racial categories:


Disabled: A Disabled Borrower or household member is one who has an uncorrectable permanent physical or mental condition, which substantially reduces the person's ability to function in a residential setting. A Borrower or household member who does not require the use of a mobility device must provide a written licensed physician certification and description pertaining to the nature of the disability, or a Supplemental Security Income (SSI) award letter or Social Security Disability Insurance (SSDI) award letter. 

Low-Income Census Tract: A low-income census tract has a median family income that is less than 50 percent of the broader area (either Metropolitan Statistical Area (MSA) or non-metropolitan portion of a state) median family income.