Home Improvement Program Income Limits

Fix Up Loan Program

The following income limits are effective for Fix Up loans committed on or after July 1, 2019
11-County Twin Cities Metro Area* Dodge and Olmsted Counties All Other Counties
$149,500 $149,500 $132,500
*The 11-County Twin Cities Metro Area is defined as:  Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Scott, Sherburne, Washington and Wright counties.
 
The income limit is waived if the improvement is being made for the accessibility of a family member who is disabled or for specific energy improvements.
 
Community Fix Up Loan Program initiatives may have more restrictive income limits.  Contact a Community Fix Up lender for more information.

Rehabilitation Loan Program/Emergency & Accessibility Loan Program

Rehabilitation Loan Program income limits are based on federal median family income estimates and calculated at 30% of the Minneapolis/St. Paul area median income. They are applicable in all Rehabilitation Program areas of the state.
 
The following income limits are effective for any new commitments under the Rehabilitation Loan Program/Emergency & Accessibility Loan Program on or after May 20, 2019.
 
Household Size
Income Limits
1 Person
$21,000
2 People
$24,000
3 People
$27,000
4 People
$30,000
5 People
$32,400
6 People
$34,800
7 People
$37,200
8 People
$39,600
9 People
$42,000
10 People
$44,400
11 People
$46,800
12 People
$49,200
 
Please contact the Single Family Help Desk for larger household sizes.

Quick Start Disaster Recovery Program

No income limits apply to the Quick Start program.