Income Limits for Minnesota Housing Home Improvement Programs

Fix Up Loan/Community Fix Up Loan Programs

The following income limits are effective for Fix Up Loans committed on or after June 15, 2020.
11-County Twin Cities Metro Area* Dodge and Olmsted Counties All Other Counties
$154,600 $154,600 $137,200
*The 11-County Twin Cities Metro Area is defined as:  Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Scott, Sherburne, Washington and Wright counties.
 
The income limit is waived if the improvement is being made for the accessibility of a family member who is disabled or for specific energy improvements.
 
 
Community Fix Up Loan Program initiatives may have more restrictive income limits. Contact a Community Fix Up lender for more information.

Rehabilitation Loan Program/Emergency and Accessibility Loan Program

Rehabilitation Loan Program income limits are based on HUD median family income estimates and calculated at 30% of the Minneapolis/St. Paul area median income and are applicable in all Rehabilitation Program areas of the state.
 
The following income limits are effective for any loans locked under the Rehabilitation Loan Program/Emergency & Accessibility Loan Program on or after May 1, 2020.
 
Household Size
Income Limits
1 Person
$21,700
2 People
$24,800
3 People
$27,900
4 People
$31,000
5 People
$33,500
6 People
$36,000
7 People
$38,500
8 People
$41,000
9 People
$43,400
10 People
$45,900
11 People
$48,400
12 People
$50,900
 
Please contact the Single Family Help Desk for larger household sizes.
 

Quick Start Disaster Recovery Program

No income limits apply to the Quick Start program.