Homeownership Education & Counseling

Enhanced Financial Capacity Homeownership Initiative (Homeownership Capacity)

Homeownership Capacity provides financial support to eligible nonprofit and government organizations that provide intensive financial empowerment and homeownership training to households of color and low-income renters who have the goal of homeownership.


If you are interested in receiving guidance to improve your credit score, develop a spending and/or saving plan, or reduce debt, please contact one of our Homeownership Capacity providers for more information.

2019-2021 Applicants

The Homeownership Capacity application for the 2019-2021 program year is now closed for funding for the full two years.  Funding awards will be posted on or after Friday, July 26, 2019. 
If an organization that is not funded is interested in applying for the second half of the Homeownership Capacity 2019 -2021 program year, they must send an email to homeownershipcapacity.mhfa@state.mn.us no later than Monday, February 24, 2020 indicating their interest in applying for the second half of the 2019-2021 program year.   

See the list of funding awards for the 2018-2019 program year.


Program Materials

Applicants are encouraged to review the Manual and below referenced documents.

Current Providers

Current Homeownership Capacity providers, please see program information and forms.

Homeownership Education, Counseling and Training Fund (HECAT)

HECAT provides financial support to eligible nonprofit organizations and governmental entities to deliver a variety of homeownership education, counseling and training services to Minnesotans.

Application for Funding for the HECAT 2019 – 2021 Fund

The Application for Funding for the HECAT 2019 – 2021 program year will be available Monday, April 22, 2019.

The Application must be completed and received by 3:00 PM, Tuesday, May 21, 2019. Please see the following documents for the Application details.

Prepare your Application for Funding

Ready to Apply

Technical Assistance Webinar

In this technical assistance webinar, applicants had an opportunity to learn about the HECAT 2019 - 2021 Application for Funding program requirements and ask questions about the HECAT Application.

Click on the link to view and listen to the recorded version of the HECAT 2019 - 2021 Application Overview and Technical Assistance Webinar. For more information, review the HECAT Overview and Application Instructions

Current HECAT Awards

For more information, please contact Que Vang at 651.296.7613.