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Fix Up Program

Fix up your home with help from Minnesota Housing

Why choose Minnesota Housing?

Loan
Type
Maximum
Loan Amount
Maximum
Repayment Term
Income
Limit
Secured $50,000 10 to 20 years $99,500
Secured
Energy/
Accessibility
$15,000 10 to 20 years No income limit
Unsecured $15,000 10 years $99,500
Unsecured
Energy*
$15,000 10 years No income limit

*This project was made possible by a grant from the U.S. Department of Energy and the Minnesota Department of Commerce through the American Recovery and Reinvestment Act of 2009 (ARRA).

Repair, remodel and make energy saving improvements including:

  • Porches and decks
  • Remodel a bathroom or kitchen
  • Add a bathroom or finish basement
  • Furnace or boiler and central air conditioning*
  • Windows* and doors
  • Insulation,* attic air sealing*
  • Water heater*
  • Siding and roofing
  • Septic system upgrades
  • Mold and radon mitigation
  • Accessibility improvements*
  • Basic garage, if none exists
* Choose Energy Star windows, furnace, central air and/or water heater; insulation and air sealing; and/or basic accessibility improvements and you may be eligible for a lower interest rate.

Next Steps:

  • Find a participating lender near you
  • Obtain contractor bids or detailed materials estimate from a building supplier for work you will perform
  • Your lender will work with you to complete the loan application, loan closing and funding