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Home Improvement Program Income Limits

Fix Up Loan Program

To qualify for the Fix Up Loan Program, your gross household income must be no greater than $99,500. The income limit is waived if the improvement is being made for the accessibility of a family member who is disabled or for specific energy improvements.

Rehabilitation Loan Program/Emergency & Accessibility Loan Program

Rehabilitation Loan Program income limits are based on federal median family income estimates and calculated at 30% of the Minneapolis/St. Paul area median income. They are applicable in all Rehabilitation Program areas of the state.

The following income limits are effective for any new commitments under the Rehabilitation Loan Program/Emergency & Accessibility Loan Program on or after March 31, 2015.
Household Size
Income Limits
1 Person $18,200
2 Persons $20,800
3 Persons $23,400
4 Persons $26,000
5 Persons $28,100
6 Persons $30,150
7 Persons $32,250
8 Persons $34,300
9 Persons $36,400
10 Persons $38,450
11 Persons $40,550
12 Persons $42,650
Please contact the Single Family Help Desk for larger household sizes.

Quick Start Disaster Recovery Program

No income limits apply to the Quick Start program.