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Home Improvement Program Income Limits

Fix Up Loan Program

To qualify for the Fix Up Loan Program, your gross household income must be no greater than $96,500, and $99,500 for all loans closing on or after March 31, 2015. The income limit is waived if the improvement is being made for the accessibility of a family member who is disabled or for specific energy improvements.

Rehabilitation Loan Program/Emergency & Accessibility Loan Program

Rehabilitation Loan Program income limits are based on federal median family income estimates and calculated at 30% of the Minneapolis/St. Paul area median income. They are applicable in all Rehabilitation Program areas of the state.

The following income limits are effective for any new commitments under the Rehabilitation Loan Program/Emergency & Accessibility Loan Program on or after February 24, 2014.
Household Size
Current Income
Income Limits
Effective March 31, 2015
1 Person $17,450 $18,200
2 Persons $19,900 $20,800
3 Persons $22,400 $23,400
4 Persons $24,900 $26,00
5 Persons $26,900 $28,100
6 Persons $28,850 $30,150
7 Persons $30,850 $32,250
8 Persons $32,850 $34,300
Please contact the Single Family Help Desk for larger household sizes.

Quick Start Disaster Recovery Program

No income limits apply to the Quick Start program.