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Minnesota Housing Loan Program Lenders

Minnesota Housing works with a statewide network of lenders to provide homeownership and home improvement loans.

Mortgage Loan Programs Lenders

Top Producing Loan Officers

Top Producing Loan Officers are experts in our mortgage loan programs. Contact a loan officer to learn which mortgage program is right for you.
 
Platinum Level
METRO REGION
All Minnesota Housing lenders offer Start Up and Deferred Payment Loans.
Loan Officer Lender
Telephone #
LeaderOne Financial Corp. - Minneapolis
612.644.9948    
 
 
Lake Area Mortgage - Shoreview
651.470.4825
X
 
X
X
Lake Area Mortgage - Shoreview
651.209.2912
X
X
X
X
Mortgages Unlimited - Bloomington
612.616.3069
X
X
X
X
Lake Area Mortgage - Shoreview
651.209.2905
X
X
X
X
Bremer Bank - Arden Hills
651.486.3248
X
X
X
X
Bell Mortgage - Uptown Minneapolis
612.374.9911
X
X
X
X
Mortgages Unlimited - Maple Grove
612.396.0626
X
 
X
X
Alerus Mortgage - Minnetonka
952.847.9834
X
X
X
X
Wintrust Mortgage - Oakdale
651.491.5381
X
X
X
X
MidCountry Bank - Bloomington
952.653.5013
X
X
X
 
CENTRAL REGION
Lake Area Mortgage - Shoreview
651.209.2905
X
X
X
X
BankVista - Sartell
320.257.1974
X
 
X
 
NORTHEAST REGION
Jill Winkler North Shore Bank of Commerce - Duluth 218.733.5526 X   X X
NORTHWEST REGION
Kristy Morris Leas Bremer Bank - Crookston 218.281.0207 X   X X
SOUTHEAST REGION
Habib Sadaka American Mortgage & Equity Consultants - Mankato 507.387.5626 X   X  
Kris Heichel PrimeLending - Austin 507.433.2500 X X X X
SOUTHWEST REGION
Ian McDonald Cornerstone Home Lending, Inc. - Hutchinson 320.587.8111 X X X  
WEST CENTRAL REGION
Kari Schmidt Homeland Mortgage - Morris 888.201.5450 X      
Vicki Berberich Bremer Bank - Alexandria 320.762.4721     X X

Gold Level
METRO REGION
All Minnesota Housing lenders offer Start Up  and Deferred Payment Loans .
Loan Officer
Lender
Telephone #
Lake Area Mortgage - Shoreview
651.209.2900 X X X X
Brian Lindstrom Lake Area Mortgage - Shoreview 651.209.2900 X X X X
Cheryl Stuntebeck Bell Mortgage a Division of Bell State Bank & Trust - Minneapolis 952.224.3908 X   X X
U.S. Bank Home Mortgage - Eden Prarie
952.942.2847
X X   X
Diane Olson Edina Realty Mortgage - Coon Rapids 763.754.4767 X      
Esther Drew American Mortgage & Equity Consultants - Bloomington 952.270.6688 X X X  
Jody Hippen Stearns Lending - Edina 651.263.0896 X   X X
Waterstone Mortgage Corporation - Maple Grove
612.325.4071
X      
Mark Meader PHH Home Loans - White Bear Lake 651.653.7667 X X X  
Mark Miron Bremer Bank - Woodbury 651.702.7231 X X X X
Mona Bischof KleinBank - Chaska 952.292.4930 X   X X
Wintrust Mortgage - Maple Grove
763.746.8446
X X X X
Todd Ellestad American Mortgage & Equity Consultants - Anoka 763.807.8214        
Tom Ward Mortgages Unlimited - Eagan 612.232.9240 X X X X
CENTRAL REGION
Angie Sherer
LeaderOne Financial Corp. - Minneapolis
612.644.9948        
Eric Crouch Lake Area Mortgage - Shoreview 651.209.2900 X X X X
Julie Brix PHH Home Loans - St. Cloud 320.258.6701 X   X  
Peter Lindquist Wintrust Mortgage - Oakdale 651.491.5381 X X X X
Scott Miller Wintrust Mortgage - Maple Grove 763.509.7400 X X X X
Steve Morris Wintrust Mortgage - Bloomington 651.236.8861 X X X X
NORTHEAST REGION
North Shore Bank of Commerce - Hermantown 218.733.5535     X X
Julie Reinemann North Shore Bank of Commerce - Duluth 218.733.5525 X   X X
NORTHWEST REGION
Jeffrey Peltier Security Bank, USA - Bemidji 218.444.1584       X
Tracy Appel The First National Bank of Bemidji 218.333.4332        
SOUTHEAST REGION
Bob Matthews Home Federal Savings Bank - Rochester 507.280.3444       X
SOUTHWEST REGION
Bell Mortgage - Minneapolis 952.893.0865 X      
Tracy Lundy Lake Region Bank - Willmar 320.214.3025 X   X  
WEST CENTRAL REGION
Bremer Bank - Alexandria 320.762.3706     X X
Renae Olson RiverWood Bank - Morris 320.208.6157 X      
 
Silver Level
METRO   
All Minnesota Housing lenders offer   Start Up and Deferred Payment Loans.
Loan Officer
Lender
Telephone #
Step Up Preferred Risk Share DPL+
Alexandra Nelson PHH Home Loans - St. Paul 651.690.8546 X   X  
Anthony Breede American Mortgage & Equity Consultants - Eagan 612.414.7966 X X X  
Curt Conrad Alerus Mortgage - Minnetonka 952.847.9824       X
Eric Bloomstrand Bell Mortgage - Minneapolis 952.277.3009        
Eric Crouch Lake Area Mortgage - Shoreview 651.209.2900 X X X X
Gustavo Ramos Mortgages Unlimited - Eagan 651.403.6600       X
James Strauss Mortgages Unlimited - Eagan 612.251.0373       X
Kay Halvorson MUI Home Loans - Maple Grove 612.720.1200 X   X  
Keenan Raverty Bell State Bank & Trust - Woodbury 651.209.2650       X
Kelly Molitor PHH Home Loans - Eden Prairie 952.949.4803 X   X  
Lynn Elkin Wintrust Mortgage - Maple Grove 763.746.8450 X X X X
Michael Cardenas Summit Mortgage - Vadnais Heights 651.717.4040       X
Nate Marsten Bell Mortgage - Uptown Minneapolis 612.374.9909 X X X  
Paul Houdek American Mortgage & Equity Consultants - Eagan 651.775.7105 X X X  
Peter Boyle Summit Mortgage - Plymouth 612.701.6816       X
Quan Hargrove American Mortgage & Equity Consultants - Plymouth 763.477.1126 X X X  
Russ Douville First Option Mortgage - Edina 952.278.9910        
Steve Morris Wintrust Mortgage - Bloomington 651.236.8861 X X X X
Todd Williams Wintrust Mortgage - Eagan 651.905.6212 X X X X
Vickie Reardon MidCountry Bank - Apple Valley 952.997.5610 X X X  
NORTHEAST
Elizabeth Lundgren North Shore Bank of Commerce - Duluth 218.625.1245       X
NORTHWEST
Vicki Stewart Citizens National Bank of Park Rapids - Park Rapids 218.732.3393        
SOUTHEAST
Sanela Dzamalija PHH Home Loans - Rochester 507.252.6747 X   X  
Tom Thomason PrimeLending - Rochester 507.226.9054     X X
Wayne Murra Bremer Bank - Mankato 507.385.0721 X   X X
SOUTHWEST
Mary Burlingame United Prairie Bank - Worthington 507.376.9754 X   X  
 

Start Up First-time Homebuyer /Mortgage Loan Programs with HFA Preferred Risk SharingTM Lenders

Twin Cities Metropolitan Area
Greater Minnesota Area

Mortgage Credit Certificate (MCC) Program Lenders

Twin Cities Metropolitan Area
Greater Minnesota Area

Step Up Non-First-time Homebuyer and Refinance Mortgage Loan Program Lenders

Twin Cities Metropoitan Area
Greater Minnesota Area

Deferred Payment Loan Plus (DPL+) Lenders

Home Improvement Programs Lenders

Find a lender below and ask about a Fix Up loan or Community Fix Up loan.

Home Improvement Top Producing Lenders

The Top Producing Lender Program is designed to highlight lenders who are experts in Minnesota Housing home improvement loan programs. Contact a lender below who knows our programs well and has the experience to help you in your home improvement process.
 
Twin Cities Metropolitan Area
 
Platinum Level
City Lender Telephone #
Minneapolis Center for Energy and Environment 612.335.5858
 
Gold Level
City Lender Telephone #
Minneapolis GMHC Housing Resource Center - Northwest 612.588.3033
Minneapolis GMHC Housing Resource Center - Southside 612.722.7141
Shoreview GMHC Housing Resource Center - North Metro 651.486.7401

Silver Level
City Lender Telephone #
Saint Paul Neighborhood Energy Connection 651.221.4462
 

Greater Minnesota Area
 
Platinum Level
City Lender Telephone #
Ada American Federal Bank 218.784.7121
Albany Central Minnesota Federal Credit Union 320.845.4784
Albert Lea Home Federal Savings Bank 507.379.2551
Austin Home Federal Savings Bank 507.434.2500
Avon Central Minnesota Federal Credit Union 321.356.7136
Badger Border State Bank 218.582.3255
Baudette Border State Bank 218.634.3300
Belgrade Central Minnesota Federal Credit Union 320.633.0017
Cold Spring Central Minnesota Federal Credit Union 320.685.4007
Cosmos Home State Bank 320.877.7211
Crookston American Federal Bank 218.281.3305
Dilworth Northwestern Bank 218.287.2311
East Grand Forks American Federal Bank 218.773.9711
Fargo American Federal Bank 701.235.4248
Fargo American Federal Bank 701.235.9906
Fergus Falls American Federal Bank 218.739.3377
Fosston American Federal Bank 218.435.1474
Freeport Central Minnesota Federal Credit Union 320.836.2791
Grand Forks American Federal Bank 701.775.1133
Greenbush Border State Bank 218.782.2151
Grey Eagle Central Minnesota Federal Credit Union 320.285.2256
Hallock American Federal Bank 218.843.3656
Hendrum Northwestern Bank 218.861.6211
Hutchinson Home State Bank 320.234.9988
International Falls Border State Bank 218.283.5556
La Crescent Home Federal Savings Bank 507.895.9200
Litchfield Home State Bank 320.593.2001
Long Prairie American Heritage Bank 320.732.6131
Long Prairie Central Minnesota Federal Credit Union 320.732.6622
Melrose Central Minnesota Federal Credit Union 320.256.4269
Middle River Border State Bank 218.222.3511
Moorhead American Federal Bank 320.256.4269
Moorhead Northwestern Bank 218.233.2371
New York Mills Central Minnesota Federal Credit Union 218.385.2070
Northwood American Federal Bank 701.587.5333
Paynesville Central Minnesota Federal Credit Union 320.243.7022
Perham Central Minnesota Federal Credit Union 218.346.4450
Rochester Home Federal Savings Bank 507.535.1200
Rochester Home Federal Savings Bank-Rochester 507.280.7250
Rochester Home Federal Savings Bank-Rochester 507.226.0800
Rochester Home Federal Savings Bank-Rochester 507.536.2416
Rochester Home Federal Savings Bank-Rochester 507.535.3460
Roseau Border State Bank 218.463.3888
Saint Cloud American Heritage National Bank 320.257.5000
Saint Cloud American Heritage National Bank 320.654.9555
Saint Joseph Central Minnesota Federal Credit Union 320.271.0274
Sauk Centre Central Minnesota Federal Credit Union 320.351.2774
Spring Valley Home Federal Savings Bank 507.346.9709
Thief River Falls Border State Bank 218.681.8085
Ulen Northwestern Bank 218.596.8837
Virginia Arrowhead Economic Opportunity Agency 218.749.2912
Wahpeton American Federal Bank 701.642.8434
Warren American Federal Bank 218.745.4271
Willmar Home State Bank 320.231.1118
Winona Home Federal Savings Bank 507.453.6460
 
Gold Level
City Lender Telephone #
Alexandria Viking Savings Bank 320.762.0236
Blue Earth Minnesota Valley Action Council 507.526.5291
Fairmont Minnesota Valley Action Council
507.238.1663
Gaylord Minnesota Valley Action Council 507.237.2981
Jackson United Prairie Bank 507.847.4700
Madison United Prairie Bank 320.598.7541
Mankato Minnesota Valley Action Council 507.345.6822
Mankato United Prairie Bank 507.386.4880
Melrose Freeport State Bank 320.256.7208
Mountain Lake United Prairie Bank 507.427.2422
New London Lake Region Bank 320.354.2011
New Ulm Minnesota Valley Action Council 507.354.3138
New Ulm United Prairie Bank 507.359.2001
Owatonna United Prairie Bank 507.451.6300
Saint James Minnesota Valley Action Council 507.375.5748
Saint Peter Minnesota Valley Action Council 507.934.5224
Spicer United Prairie Bank 320.796.2151
Waseca Minnesota Valley Action Council 507.835.8240
Willmar Lake Region Bank 320.235.5900
Windom United Prairie Bank 507.831.3000
Worthington United Prairie Bank 507.376.9754
 
Silver Level
City Lender Telephone #
Aitkin Security State Bank of Aitkin 218.927.3765
Alexandria American National Bank of Minnesota 320.762.5330
Austin First Farmers and Merchants National Bank Pipestone 507.433.3473
Barnum Northview Bank 218.389.6967
Baxter American National Bank of Minnesota 218.829.1484
Becker Sherburne State Bank 763.261.4200
Brainerd American National Bank of Minnesota 218.824.7900
Brownsdale First Farmers and Merchants National Bank Pipestone 507.567.2219
Cannon Falls First Farmers and Merchants National Bank Pipestone
507.263.4214
Clear Lake Sherburne State Bank 320.743.2213
Cromwell Northview Bank 218.644.3351
Deer River Northview Bank 218.246.8221
Detroit Lakes American National Bank of Minnesota 218.847.1383
Fairmont First Farmers and Merchants National Bank Pipestone
507.235.5666
Fergus Falls American National Bank of Minnesota 218.739.3221
Finlayson Northview Bank 320.233.7575
Floodwood Northview Bank 218.476.2281
Grand Marais Security State Bank of Aitkin 218.387.1000
Grand Meadow First Farmers and Merchants National Bank Pipestone 507.754.5123
Grand Rapids Northview Bank 218.946.5145
Hinckley Northview Bank 320.384.0852
Le Sueur First Farmers and Merchants National Bank Pipestone 507.665.3371
Luverne First Farmers and Merchants National Bank Pipestone 507.283.4463
Park Rapids Northwoods Bank of Minnesota 218.732.7221
Pequot Lakes American National Bank of Minnesota 218.568.4999
Pillager Pine River State Bank 218.746.3580
Pine City Northwoods Bank of Minnesota 320.629.5000
Pine River Pine River State Bank 218.587.5555
Pipestone First Farmers and Merchants National Bank Pipestone 507.825.3301
Princeton Sherburne State Bank 763.389.4099
Racine First Farmers and Merchants National Bank Pipestone 507.378.5121
Saint Cloud American National Bank of Minnesota 320.253.0142
Saint Cloud Sentry Bank 320.259.9560
Saint Joseph Sentry Bank 320.363.7721
Saint Stephen Sentry Bank 320.251.0902
Sargeant First Farmers and Merchants National Bank Pipestone 507.477.2112
Stewartville First Farmers and Merchants National Bank Pipestone 507.533.4081
Thief River Falls Northern State Bank of Thief River Falls 218.681.4020
Walker American National Bank of Minnesota 218.547.2850
 

Fix Up Loan Lenders
Twin Cities Metropolitan Area
Greater Minnesota Area

Community Fix Up Loan Lenders
Statewide

Rehabilitation Loan Program and Emergency and Accessibility Loan Program Lenders