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Minnesota Housing Loan Program Lenders

Minnesota Housing works with a statewide network of lenders to provide homeownership and home improvement loans.

Mortgage Loan Programs Lenders

Top Producing Loan Officers

Top Producing Loan Officers are experts in our mortgage loan programs. Contact a loan officer to learn which mortgage program is right for you.
 
Platinum Level
METRO REGION
All Minnesota Housing lenders offer Start Up and Deferred Payment Loans.
Loan Officer Lender
Telephone #
Jeff Anderson Summit Mortgage - Vadnais Heights 651.717.4040      
Pat Gleason Alerus Mortgage - Minnetonka 952.847.9834
X
X
X
Twila Hanks MidCountry Bank - Bloomington 952.653.5013 X X X
American Mortgage & Equity Consultants - Plymouth 763.477.1126 X X X
Nancy Healy Bremer Bank - Arden Hills 651.486.3248 X X X
Nancy Hostetler Bell Mortgage - Uptown Minneapolis 612.374.9911 X X X
Jackie LaLonde Mortgages Unlimited - Bloomington 612.616.3069 X X X
Peter Lindquist Wintrust Mortgage - Oakdale 651.491.5381 X X X
Brian Lindstrom Lake Area Mortgage - Shoreview 651.209.2900 X X X
Darcy McDonald MidCountry Bank - Apple Valley 952.997.5619 X X X
Mark Meader PHH Home Loans - White Bear Lake 651.653.7667 X X X
Brandon Peterson Bell Mortgage,  a Division of Bell State Bank & Trust - Coon Rapids 952.905.5417 X X X
Michelle Robinson Lake Area Mortgage - Shoreview 651.209.2905 X X X
Cheryl Stuntebeck Bell Mortgage a Division of Bell State Bank & Trust - Golden Valley 952.224.3908 X X X
Sandy Surrette-Lynne Mortgages Unlimited - Maple Grove 612.272.9371 X X X
Cynthia Theisen U.S. Bank Home Mortgage - Eden Prairie 952.942.2847 X X X
CENTRAL REGION
Melanie Benjamin Wintrust Mortgage - Maple Grove 651.261.4789 X X X
NORTHEAST REGION
Jill Winkler North Shore Bank of Commerce - Duluth 218.733.5526 X   X
NORTHWEST REGION
Anne Kehoe Security Bank, USA - Bemidji 218.444.1583      
SOUTHEAST REGION
Kris Heichel PrimeLending - Austin 507.433.2500 X X X
Habib Sadaka American Mortgage & Equity Consultants - Mankato 507.387.5626 X   X
SOUTHWEST REGION
Ian McDonald Cornerstone Home Lending, Inc. - Hutchinson 320.587.8111 X X X
WEST CENTRAL REGION
Peter Johnson Western State Bank - Fargo, ND 701.499.6313      

Gold Level
METRO REGION
All Minnesota Housing lenders offer Start Up  and Deferred Payment Loans .
Loan Officer
Lender
Telephone #
Steven John Delich American Mortgage & Equity Consultants - Plymouth 952.292.2133      
Russ Douville Guaranteed Rate  - St. Paul 651.251.1744      
Toshie Doyle Wintrust Mortgage - Minnetonka 952.224.7904      
Steve Furlong Mortgages Unlimited - Bloomington 651.235.6429 X X X
Carrie Guarrero Fairway Independent Mortgage Corporation 507.456.7579 X X X
Kay Halvorson Mortgages Unlimited - Bloomington 612.720.1200 X X X
Paul Houdek NFM Lending, Inc - Eagan 651.272.3121 X X X
Ryan Juliot Bell Mortgage,  a Division of Bell State Bank & Trust - Minneapolis 763.607.4339      
Jason Naber Bremer Bank - South St. Paul 651.450.5153 X X X
Alexandra Nelson PERL Mortgage, Inc. 651.442.6218 X   X
Eric Otterness Lake Area Mortgage - Shoreview 651.209.2912 X X X
Michael Ouverson Waterstone Mortgage Corporation - Savage 612.202.8321      
Gustavo Ramos Mortgages Unlimited - Eagan 612.229.8711      
Keenan Raverty Bell Mortgage,  a Division of Bell State Bank & Trust - Woodbury 651.209.2650 X X X
Vickie Reardon MidCountry Bank - Apple Valley 952.997.5610 X X X
Angie Sherer LeaderOne Financial Corp. - Minneapolis 612.644.9948      
Sandy Surrette-Lynne Mortgages Unlimited 763.416.2622 X X X
Leslie Vanderwerf American Mortgage & Equity Consultants - Eagan 651.200.6556      
CENTRAL REGION
Michael Cardenas Summit Mortgage - Vadnais Heights 651.717.4040      
Lynn Elkin Wintrust Mortgage - Maple Grove 763.746.8450 X X X
Todd Ellestad American Mortgage & Equity Consultants - Anoka 763.807.8214      
Shannon Jaeger Waterstone Mortgage Corporation - Maple Grove 763.447.2912      
John Michaud Bremer Bank - St. Cloud 320.255.7104      
Jim Peterson Lake Area Mortgage - Shoreview 612.581.3178      
Michelle Robinson Lake Area Mortgage - Shoreview 651.209.2905 X X X
Jamie Rowlette Riverwood Bank - Baxter 218.316.3784      
NORTHEAST REGION
Julie Reinemann North Shore Bank of Commerce - Duluth 218.733.5525 X   X
NORTHWEST REGION
Dale Gross Citizens State Bank of Roseau - Roseau 218.463.2135      
SOUTHEAST REGION
Sanela Dzamalija PHH Home Loans - Rochester 507.252.6747 X   X
Wayne Murra Bremer Bank - Mankato 507.385.0721 X   X
Serena Powers-Oudekirk PHH Home Loans - Rochester 507.252.6710 X X X
SOUTHWEST REGION
Jeff Asche Heritage Bank - Willmar 320.214.5524 X   X
Tracy Lundy Lake Region Bank - Willmar 320.214.3025 X X X
WEST CENTRAL REGION
First Mortgage Service - Fargo, ND 701.239.2667     X
 
Silver Level
METRO   
All Minnesota Housing lenders offer   Start Up and Deferred Payment Loans.
Loan Officer
Lender
Telephone #
Step Up Preferred Risk Share
Peter Boyle Summit Mortgage - Plymouth 612.701.6816 X X X
Esther Drew American Mortgage & Equity Consultants - Bloomington 952.270.6688 X X X
Robert Haft Marketplace Home Mortgage - Coon Rapids 763.235.6306      
Shelly Hanson PHH Home Loans 763.231.5016 X X X
Jody Hippen Stearns Lending - Edina 651.263.0896 X   X
Lake Area Mortgage - Shoreview 651.470.4825 X   X
Lisa Kosse PHH Home Loans - Eagan 651.683.8216 X   X
Christopher Lee Stearns Lending - Woodbury 651.217.8628   X X
Waterstone Mortgage Corporation - Maple Grove 612.325.4071 X    
Nate Marsten Bell Mortgage - Uptown Minneapolis 612.374.9909 X X  
Paul Melby Lend Smart Mortgage - Mendota Heights 952.215.0505      
Drew Messner Stearns Lending - Woodbury 651.217.8627   X X
Scott Miller Wintrust Mortgage - Maple Grove 763.509.7400 X X X
Dean Minotte Wintrust Mortgage-Eagan 651.209.1219 X X X
Mark Miron Bremer Bank - Woodbury 651.702.7231 X X X
Troy Mlenar CMG Financial - Plymouth - Plymouth 612.720.4391 X   X
Heidi Pavelka Lend Smart Mortgage - Maple Grove 612.501.8883   X X
Jim Peterson Lake Area Mortgage - Shoreview 612.581.3178      
Reyna Rousseau American Mortgage & Equity Consultants - Coon Rapids 763.248.3072      
Heidi Smith PrimeLending - Bloomington 952.334.3193      
Karin Wald Bell Mortgage - Minneapolis 952.893.0865 X    
CENTRAL
Jeff Anderson Summit Mortgage - Vadnais Heights 651.717.4040      
Becky Becker Bremer Bank - Princeton 763.389.6116   X X
Tracy Belanger Alerus Mortgage - Minnetonka 952.847.9827 X X X
Russ Douville Guaranteed Rate  - St. Paul 651.251.1744      
Kay Halvorson Mortgages Unlimited - Bloomington 612.720.1200 X X X
Michelle Hartse Marketplace Home Mortgage        
Bridget Herman American Portfolio Mortgage - Blaine 651.366.5850      
Lake Area Mortgage - Shoreview 651.470.4825 X   X
Peter Lindquist Wintrust Mortgage - Oakdale 651.491.5381 X X X
Brian Lindstrom Lake Area Mortgage - Shoreview 651.209.2900 X X X
Mari Lou McCormic RiverWood Bank - Monticello 763.271.1453 X    
Ian McDonald Cornerstone Home Lending, Inc. - Hutchinson 320.587.8111 X X X
Mark Meader PHH Home Loans - White Bear Lake 651.653.7667 X X X
Scott Miller Wintrust Mortgage - Maple Grove 763.509.7400 X X X
Brandon Peterson Bell Mortgage,  a Division of Bell State Bank & Trust - Coon Rapids 952.905.5417 X X X
Kristi Piatz CMG Mortgage, Inc. - Burnsville 612.760.4799      
Keith Schilling American Mortgage & Equity Consultants - Anoka
763.323.4925
     
NORTHEAST
Chana Stocke North Shore Bank of Commerce - Hermantown 218.733.5535      
NORTHWEST
Kristy Morris Leas Bremer Bank - Crookston 218.281.0207 X   X
Jeffrey Peltier Security Bank, USA - Bemidji 218.444.1584      
SOUTHEAST
Pamela Bleifus Home Federal Savings Bank - Rochester 507.226.0854   X X
Samantha Paris Pioneer Bank - St. James 507.375.3201      
Millie Rentmeester United Prairie Bank - Owatonna 507.599.6343 X   X
Lisa Savage Wintrust Mortgage - Rochester 507.289.7468 X X X
Tom Thomason PrimeLending - Rochester 507.226.9054 X X X
SOUTHWEST
Mary Burlingame United Prairie Bank - Worthington 507.376.9754 X   X
 

Start Up First-time Homebuyer /Mortgage Loan Programs with HFA Preferred Risk SharingTM Lenders

Twin Cities Metropolitan Area
Greater Minnesota Area

Mortgage Credit Certificate (MCC) Program Lenders

Twin Cities Metropolitan Area
Greater Minnesota Area

Step Up Non-First-time Homebuyer and Refinance Mortgage Loan Program Lenders

Twin Cities Metropoitan Area
Greater Minnesota Area

 

Home Improvement Programs Lenders

Find a lender below and ask about a Fix Up loan or Community Fix Up loan.

Home Improvement Top Producing Lenders

The Top Producing Lender Program is designed to highlight lenders who are experts in Minnesota Housing home improvement loan programs. Contact a lender below who knows our programs well and has the experience to help you in your home improvement process.
 
Twin Cities Metropolitan Area
 
Platinum Level
City Lender Telephone #
Minneapolis Center for Energy and Environment 612.335.5858
 
Gold Level
City Lender Telephone #
Minneapolis GMHC Housing Resource Center - Northwest 612.588.3033
Minneapolis GMHC Housing Resource Center - Southside 612.722.7141
Shoreview GMHC Housing Resource Center - North Metro 651.486.7401

Silver Level
City Lender Telephone #
Saint Paul Neighborhood Energy Connection 651.221.4462
 

Greater Minnesota Area
 
Platinum Level
City Lender Telephone #
Albany Central Minnesota Federal Credit Union 320.845.4784
Albert Lea Home Federal Savings Bank 507.379.2551
Austin Home Federal Savings Bank 507.434.2500
Avon Central Minnesota Federal Credit Union 321.356.7136
Badger Border State Bank 218.582.3255
Baudette Border State Bank 218.634.3300
Belgrade Central Minnesota Federal Credit Union 320.633.0017
Cold Spring Central Minnesota Federal Credit Union 320.685.4007
Cosmos Home State Bank 320.877.7211
Dilworth Northwestern Bank 218.287.2311
Freeport Central Minnesota Federal Credit Union 320.836.2791
Greenbush Border State Bank 218.782.2151
Grey Eagle Central Minnesota Federal Credit Union 320.285.2256
Hendrum Northwestern Bank 218.861.6211
Hutchinson Home State Bank 320.234.9988
International Falls Border State Bank 218.283.5556
La Crescent Home Federal Savings Bank 507.895.9200
Litchfield Home State Bank 320.593.2001
Long Prairie American Heritage Bank 320.732.6131
Long Prairie Central Minnesota Federal Credit Union 320.732.6622
Melrose Central Minnesota Federal Credit Union 320.256.4269
Middle River Border State Bank 218.222.3511
Moorhead Northwestern Bank 218.233.2371
New York Mills Central Minnesota Federal Credit Union 218.385.2070
Paynesville Central Minnesota Federal Credit Union 320.243.7022
Perham Central Minnesota Federal Credit Union 218.346.4450
Rochester Home Federal Savings Bank 507.535.1200
Rochester Home Federal Savings Bank-Rochester 507.280.7250
Rochester Home Federal Savings Bank-Rochester 507.226.0800
Rochester Home Federal Savings Bank-Rochester 507.536.2416
Rochester Home Federal Savings Bank-Rochester 507.535.3460
Roseau Border State Bank 218.463.3888
Saint Cloud American Heritage National Bank 320.257.5000
Saint Cloud American Heritage National Bank 320.654.9555
Saint Joseph Central Minnesota Federal Credit Union 320.271.0274
Sauk Centre Central Minnesota Federal Credit Union 320.351.2774
Spring Valley Home Federal Savings Bank 507.346.9709
Thief River Falls Border State Bank 218.681.8085
Ulen Northwestern Bank 218.596.8837
Virginia Arrowhead Economic Opportunity Agency 218.749.2912
Willmar Home State Bank 320.231.1118
Winona Home Federal Savings Bank 507.453.6460
 
Gold Level
City Lender Telephone #
Alexandria Viking Savings Bank 320.762.0236
Blue Earth Minnesota Valley Action Council 507.526.5291
Fairmont Minnesota Valley Action Council
507.238.1663
Gaylord Minnesota Valley Action Council 507.237.2981
Jackson United Prairie Bank 507.847.4700
Madison United Prairie Bank 320.598.7541
Mankato Minnesota Valley Action Council 507.345.6822
Mankato United Prairie Bank 507.386.4880
Melrose Freeport State Bank 320.256.7208
Mountain Lake United Prairie Bank 507.427.2422
New London Lake Region Bank 320.354.2011
New Ulm Minnesota Valley Action Council 507.354.3138
New Ulm United Prairie Bank 507.359.2001
Owatonna United Prairie Bank 507.451.6300
Saint James Minnesota Valley Action Council 507.375.5748
Saint Peter Minnesota Valley Action Council 507.934.5224
Spicer United Prairie Bank 320.796.2151
Waseca Minnesota Valley Action Council 507.835.8240
Willmar Lake Region Bank 320.235.5900
Windom United Prairie Bank 507.831.3000
Worthington United Prairie Bank 507.376.9754
 
Silver Level
City Lender Telephone #
Aitkin Security State Bank of Aitkin 218.927.3765
Alexandria American National Bank of Minnesota 320.762.5330
Austin First Farmers and Merchants National Bank Pipestone 507.433.3473
Baxter American National Bank of Minnesota 218.829.1484
Becker Sherburne State Bank 763.261.4200
Brainerd American National Bank of Minnesota 218.824.7900
Brownsdale First Farmers and Merchants National Bank Pipestone 507.567.2219
Cannon Falls First Farmers and Merchants National Bank Pipestone
507.263.4214
Clear Lake Sherburne State Bank 320.743.2213
Detroit Lakes American National Bank of Minnesota 218.847.1383
Fairmont First Farmers and Merchants National Bank Pipestone
507.235.5666
Fergus Falls American National Bank of Minnesota 218.739.3221
Grand Marais Security State Bank of Aitkin 218.387.1000
Grand Meadow First Farmers and Merchants National Bank Pipestone 507.754.5123
Le Sueur First Farmers and Merchants National Bank Pipestone 507.665.3371
Luverne First Farmers and Merchants National Bank Pipestone 507.283.4463
Park Rapids Northwoods Bank of Minnesota 218.732.7221
Pequot Lakes American National Bank of Minnesota 218.568.4999
Pillager Pine River State Bank 218.746.3580
Pine City Northwoods Bank of Minnesota 320.629.5000
Pine River Pine River State Bank 218.587.5555
Pipestone First Farmers and Merchants National Bank Pipestone 507.825.3301
Princeton Sherburne State Bank 763.389.4099
Racine First Farmers and Merchants National Bank Pipestone 507.378.5121
Saint Cloud American National Bank of Minnesota 320.253.0142
Saint Cloud Sentry Bank 320.259.9560
Saint Joseph Sentry Bank 320.363.7721
Saint Stephen Sentry Bank 320.251.0902
Sargeant First Farmers and Merchants National Bank Pipestone 507.477.2112
Stewartville First Farmers and Merchants National Bank Pipestone 507.533.4081
Thief River Falls Northern State Bank of Thief River Falls 218.681.4020
Walker American National Bank of Minnesota 218.547.2850
 

Fix Up Loan Lenders
Twin Cities Metropolitan Area
Greater Minnesota Area

Community Fix Up Loan Lenders
Statewide

Rehabilitation Loan Program and Emergency and Accessibility Loan Program Lenders