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Mortgage Loan Programs Manuals, Forms, and Resources

The documents for our programs can also be created through the Loan Commitment System.

Start Up - First-time Homebuyer Loan Program Manuals, Forms and Resources

MCC - First-time Homebuyer Tax Credit Program Manuals, Forms and Resources

Step Up - Non-first-time Homebuyer Loan Program Manuals, Forms and Resources

Downpayment and Closing Cost Loans

Choose one of the following downpayment and closing cost loan programs to be used with a Minnesota Housing first mortgage loan:

Monthly Payment Loan
Deferred Payment Loan
Downpayment and Closing Cost Subordination & Refinance Guidelines

Borrowers purchasing a Minnesota Housing-owned property are ineligible for Minnesota Housing downpayment assistance and/or closing cost loans or other secondary financing due to federal regulations prohibiting seller secondary financing.