Manuals, Forms & Resources
Fix Up and Community Fix Up Loan Programs
Community Fix Up Loans
Rehabilitation Loan Program
The Rehabilitation Loan Program (RLP) provides deferred loan financing to eligible low income homeowners who are unable to secure home improvement financing in the private sector. Funds may be used to improve the existing home’s safety, habitability or energy efficiency. Approved RLP lenders are also eligible to serve as approved ELP lenders.
Emergency and Accessibility Loan Program (ELP)
The Emergency and Accessibility Loan Program (ELP) assists homeowners needing assistance of an emergency nature or to address essential accessibility. Approved RLP lenders are also eligible to serve as approved ELP lenders.
Disaster Recovery Loans for June 2014 Floods
The program is not currently active. Most recently, Quick Start aided victims of the June 2014 statewide flooding.
The Quick Start Disaster Recovery Program provides assistance as a last resort when private insurance and federal assistance are not adequate to return a damaged home to its pre-disaster condition. The program is activated in the event of a federally declared natural disaster and provides a no-interest loan for home repair that is forgiven if the owner remains in the home for 10 years. Funding for repairs to rental housing properties is also available under similar terms and conditions.