The Emergency Homeowners’ Loan Program (EHLP) is a federally funded counseling and mortgage payment relief program for up to 24 months to eligible homeowners who have experienced a decline in income due to unemployment or under employment or as a result of a medical emergency.
The Minnesota Urban and Rural Homesteading Program (MURL) is designed to arrest or prevent the spread of blight through the preservation of existing, dilapidated single family housing by providing a financing mechanism to acquire and rehabilitate such housing. Homes are sold to at-risk borrowers, who agree to follow a “good neighbor” policy, via an interest-free contract for deed. The following manuals and forms are for the use in portfolio management of current administrators. New MURL funding is currently unavailable.