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Enhanced Financial Capacity Homeownership Initiative (Homeownership Capacity)

Homeownership Capacity is a pilot program that provides financial support to eligible non-profit and government organizations that provide intensive financial empowerment and homeownership training to emerging markets (i.e. households of color or Hispanic ethnicity) and low-income renters who have the goal of homeownership.

For consumers, if you are interested in learning more about the Homeownership Capacity pilot program, please contact one of our Homeownership Capacity providers for more information.

Si usted está interesado en aprender más sobre el programa de capacitación técnica para los que quieren ser dueños de casa (“Homeownership Capacity” en inglés), favor de contáctarse con una de nuestras organizaciones proveedoras del programa para mayor información.

For Homeownership Capacity providers, please see program information and forms.

Request for Proposal (RFP)

Program Concept


Webinar Recording

Webinar Materials

RFP Materials

All applicants must complete the following:

One hard copy of the completed Homeownership Capacity RFP, Workbook, and other requested documentation, if applicable, must arrive to Minnesota Housing's office by 3:00 p.m. on Tuesday, March 17, 2015.

For more information, please contact Ruth (Hutchins) DuBose at 651.297.3128.

Targeted Mortgage Opportunity Program (Targeted Mortgage)

If you are a potential homebuyer interested in learning more about the Targeted Mortgage pilot program, please contact one of our Homeownership Capacity providers to see if you are eligible.

Emergency Homeowners' Loan Program (EHLP)

The Emergency Homeowners’ Loan Program (EHLP) is a federally funded counseling and mortgage payment relief program providing up to 24 months of payment assistance to homeowners facing foreclosure as a result of a substantial reduction in income due to unemployment, under employment, or as a result of a medical emergency. The deadline to submit an application has passed.


Minnesota Urban and Rural Homesteading Program (MURL)

The Minnesota Urban and Rural Homesteading Program (MURL) is designed to stop or prevent the spread of blight by financing to acquire and rehabilitate dilapidated single family housing. Homes are sold to at-risk borrowers, who agree to follow a “good neighbor” policy, via an interest-free contract for deed.  The following manuals and forms are for the use in portfolio management of current administrators.  New MURL funding is currently unavailable.
Income Limits

Manufactured Housing Relocation Trust Fund Application Materials