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Enhanced Financial Capacity Homeownership Initiative

The Enhanced Financial Capacity Homeownership Initiative (Homeownership Capacity) is a pilot program which provides financial support to eligible non-profit organizations and governmental organizations that provide intensive financial empowerment and homeownership training to emerging markets (i.e. households of color or Hispanic ethnicity) and low-income renters who have the goal of homeownership. The Request for Proposal (RFP) for the Homeownership Capacity Initiative is now closed.
For more information, please contact Ruth Hutchins at 651.297.3128.

Targeted Mortgage Opportunity Program (Targeted Mortgage)

Targeted Mortgage is a pilot program. The RFP for the Targeted Mortgage Initiative is now closed.

Emergency Homeowners' Loan Program (EHLP)

The Emergency Homeowners’ Loan Program (EHLP) is a federally funded counseling and mortgage payment relief program providing up to 24 months of payment assistance to homeowners facing foreclosure as a result of a substantial reduction in income due to unemployment, under employment, or as a result of a medical emergency. The deadline to submit an application has passed.


Minnesota Urban and Rural Homesteading Program (MURL)

The Minnesota Urban and Rural Homesteading Program (MURL) is designed to stop or prevent the spread of blight by financing to acquire and rehabilitate dilapidated single family housing. Homes are sold to at-risk borrowers, who agree to follow a “good neighbor” policy, via an interest-free contract for deed.  The following manuals and forms are for the use in portfolio management of current administrators.  New MURL funding is currently unavailable.
Income Limits

Manufactured Housing Relocation Trust Fund Application Materials