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Homeownership Programs include:

  • Start Up - First-time homebuyer loan program
  • Mortgage Credit Certificate (MCC) Program - First-time Homebuyer Tax Credit Program
  • Step Up - Non-first-time homebuyer loan program
  • Downpayment and Closing Cost Loans (DPCC)
    • Deferred Payment Loan
    • Deferred Payment Loan Plus
    • Monthly Payment Loan

Home Improvement Programs include:

  • Fix Up Loan Program (Fix Up)
  • Community Fix Up Loan Program (Community Fix Up)
  • Rehabilitation Loan Program (RLP)
  • Emergency and Accessibility Loan Program (ELP)

Community Development Programs include:

  • Community Homeownership Impact Fund (Impact Fund)
  • Emergency Homeowners' Loan Program (EHLP)
  • Enhanced Financial Capacity Homeownership Initiative (Homeownership Capacity)
  • Neighborhood Stabilization Program (NSP)
  • Minnesota Urban and Rural Homesteading Program (MURL)
  • Targeted Mortgage Opportunity Program (Targeted Mortgage)

Homeowner Assistance Programs include:

  • Foreclosure Prevention Assistance Program (FPAP)
  • Homeownership Education, Counseling & Training Fund (HECAT)
  • National Foreclosure Mitigation Counseling Program (NFMC)
  • Quick Start Disaster Recovery Program (Quick Start)
Program Area Release Date Subject
  • Homeownership Programs
October 14, 2014
Rural Development (RD) Loan Commitments and Purchases
Plus: Register for Residential Mortgage Lending Essentials
  • Community Development Programs (HECAT)
September 30, 2014 2014-2015 HECAT Funding Awards Announced
  • Homeownership Programs
September 24, 2014 Tips for Clearing U.S. Bank MRBP Exceptions
  • Homeownership & Home Improvement Programs
September 23, 2014
Action Needed:  Single Family Loan Commitment System Data Recovery
  • Homeownership Programs
September 10, 2014
Register for September 17 In-Person Training Plus, HFA Conventional Product Reminders
  • Homeownership Programs
 
September 3, 2014

Fall In-Person Lender Training Plus, reminder about new DPL Plus option

  • Homeownership Programs (DPCC)
August 28, 2014

New Downpayment and Closing Cost Loan Option

  • Homeownership Programs

August 26, 2014

Mortgage Registry Tax Exemption

  • Homeownership Programs (HOME HELP)
August 13, 2014 Final HOME HELP Commitment Deadline
  • Community Development Programs (Impact Fund)
August 11, 2014
Impact Fund: New Process Guides
  • Homeownership Programs
July 29, 2014

New Forms for Home Mortgage Programs

  • Homeownership Programs

July 24, 2014

HOME HELP Program to End: New Program Anticipated Fall 2014

  • Homeownership Programs

July 16, 2014

Commitment Procedure Changes for Step Up and MCC

  • Home Improvement Programs (Fix Up)
July 9, 2014

Fix Up Loan Program: Broker Price Opinion Template and Energy Loan FAQs

  • Homeownership Programs (MCC Program)
July 1, 2014 Homebuyer Tax Credit Program to Continue
  • Home Improvement Programs (RLP)
June 25, 2014 Rehabilitation Loan Program: Out of Funds Until October 1
  • Community Development Programs (Impact Fund)
June 10, 2014
Impact Fund: Housing Infrastructure Bond Proceeds
  • Homeownership Programs (HOME HELP)
June 9, 2014 HOME HELP Purchase Price Limits Increase
  • Homeownership Programs
June 4, 2014
New Required Step Up Loan Disclosure
  • Community Development (Impact Fund)
May 27, 2014 Impact Fund:  New Deferred Loan Documents
  • Homeownership Programs
May 22, 2014
Expanded Downpayment Loans with HFA Preferred Risk Sharing™
Plus: Updated Forms and Upcoming Webinars 
  • Community Development (Impact Fund)
May 22, 2014
Request for Proposals:  Bonding support increases available RFP funding - up to $110 million now available
  • Homeownership Programs
May 16, 2014 Income Limit and Acquisition Cost Limit Changes
  • Community Development Programs (Impact Fund)
May 8, 2014 New FHA Mortgagee Letter Affects Nonprofit Affordability Gap Providers
  • Community Development Programs (HECAT)
May 5, 2014
Request for Proposals (RFP):  2014-2015 Homeownership Education, Counseling and Training Fund
  • Home Improvement Programs (Fix Up)
April 30, 2014
Launched today: New 4.99% Unsecured Loan for Energy Conservation
  • Homeownership Programs
April 30, 2014
New HOME HELP Income Limits Effective May 1
Plus: Reminders and New Training
  • Home Improvement Programs (RLP)
April 29, 2014 Available Immediately: Additional Rehabilitation Loan Program Funds
  • Community Development Programs
    (Homeownership Capacity & Targeted Mortgage)
April 28, 2014
Request for Proposals: Homeownership Capacity and Targeted Mortgage Programs
  • Home Improvement Programs (Fix Up & Community Fix Up)
April 24, 2014 Updated Home Improvement Loans Procedural Manual
  • Community Development Programs (Impact Fund)
April 24, 2014
Impact Fund: New Procedural Manual and Training
  • Community Development Programs (Impact Fund)
April 21, 2014
Request for Proposals: Minnesota Housing announces availability of up to $70 million in funding
  • Homeownership Programs
April 17, 2014 Conventional Loan Product Descriptions and HFA Preferred™ Product Reminder
  • Community Development Programs (Impact Fund)
April 16, 2014 Impact Fund: New Income Limits and Updated Forms
  • Homeownership Programs
April 9, 2014
Sign up now for Annual In-Person Lender Training
  • Home Improvement Programs
April 4, 2014
New Home Improvement Program: 4.99% Unsecured Loan for Energy Conservation
  • Home Improvement Programs (RLP)
March 28, 2014
Important Notice:  Rehabilitation Loan Program Out of Funds!
  • Homeownership Programs
March 27, 2014
Increased Deferred Payment Loan Amounts and Income Limits
  • Homeownership Programs
March 19, 2014 Minnesota Housing Lender Input Session
  • Homeownership Programs
March 12, 2014
NMLSR Data Field Entry Plus...Important Program Updates
  • Home Improvement Programs
February 24, 2014 Home Improvement Income Limit Updates
  • Homeownership Programs
February 19, 2014 Lender Satisfaction Survey Deadline - Friday, February 21
  • Homeownership Programs
February 12, 2014
Your Input Needed:  Lender Satisfaction Survey
  • Home Improvement Programs (Fix Up)
January 29, 2014
Fix Up Loan Program: Income eligibility changes and more
  • Homeownership Programs
January 29, 2014 Reminder: New Income Calculation Guidelines Effective Today
  • Homeownership Programs (HOME HELP)
January 22, 2014 HOME HELP Acquisition Cost Limits Updated
  • Community Development Programs (Impact Fund)
January 22, 2014 Updated Impact Fund Mortgage and Note
  • Home Improvement Programs
January 21, 2014 Updated Loan Documents
  • Homeownership Programs (DPCC)
January 16, 2014 Updated Downpayment Assistance Loan Mortgages and Notes
  • Community Development (Impact Fund)
January 16, 2014 Impact Fund: Technical Assistance Webinar and Updated Forms Now Available
  • Homeownership Programs (MCC)
January 15, 2014 Reminder: Critical Lender Updates
  • Homeownership Programs (MCC)
January 13, 2014 Save your clients up to $2,000 per year on their taxes...
  • Homeownership Programs
January 8, 2014 Income Eligibility Changes for All Home Mortgage Programs
  • Homeownership Programs
January 6, 2014 Minnesota Housing HFA Preferred™ Exemption Reminder
  • Home Improvement Programs
January 2, 2014 Fix Up Loan Program Trainings
  • Homeownership Programs
January 2, 2014 Reminder: New Targeted Area Census Tracts for First-Time Homebuyer  Programs
  • Homeownership Programs
December 26, 2013 New Targeted Area Census Tracts for First-Time Homebuyer Programs
  • Homeownership Programs
December 19, 2013 QM Exemption for Minnesota Housing Loans and New HFA Preferred™ Product Requirements
  • Community Development Programs (Impact Fund)
December 16, 2013 Community Homeownership Impact Fund:  Training and Form Changes
  • Home Improvement Programs
November 25, 2013 Request for Proposals:  Targeted Home Improvement Pilot
  • Homeownership Programs
November 22, 2013
LTVs up to 97% Available Plus, New HFA Preferred™ Requirements
  • Homeownership Programs
November 19, 2013
Clarification: Updated Start Up Affidavits and Zero Income Statement
  • Homeownership Programs
November 14, 2013 Updated Start Up Affidavits & New Zero Income Statement
  • Homeownership Programs
October 16, 2013
Federal Government Shutdown: Impact on Rural Development Loans
  • Home Improvement Programs
October 14, 2013 Fix Up Loan Survey closes Friday, October 18 and other reminders
  • Homeownership Programs
October 11, 2013 Service Release Premium Increase and Refinancing Options
  • Homeownership Programs
October 3, 2013 Federal Government Shutdown: Impact on Home Mortgage Programs
  • Home Improvement Programs
October 2, 2013 Lender Updates:  Fix Up Loan Lender Survey, Loan Officer Field and Announcing New Home Improvement Program Manager
  • Homeowner Assistance Programs (HECAT)
September 25, 2013

2013-14 Homeownership Education, Counseling and Training (HECAT) Awards Announced

  • Homeownership Programs
September 11, 2013

Personalized Language Postcards:  Free for Minnesota Housing Lender Partners

  • Homeownership Programs
September 4, 2013 Final Registration Reminder for Homeownership Programs Training and Update to HOME HELP Acquisition Price Limit
  • Homeownership Programs
August 29, 2013 Upcoming Loan-to-Value Webinar and U.S. Bank MRBP Training
  • Homeownership Programs
August 21, 2013 Loan Program Updates and U.S. Bank MRBP Training Opportunities
  • Homeownership Programs (HOME HELP)
August 20, 2013 Critical HOME HELP Program Changes
  • Homeownership Programs
August 14, 2013 Downpayment and Closing Cost Loans (DPA) Announcement and Mortgage Loan Trainings
  • Homeownership Programs
August 6, 2013 Monthly Payment Loan Servicing Update, Updated Targeted Areas & HOME HELP Lender Update
  • Homeownership Programs
July 23, 2013 Monthly Payment Loan Servicing Update and Upcoming Webinars
  • Community Development Programs (Impact Fund)
July 1, 2013 2013 Single Family Request for Proposal Reminders
  • Homeownership Programs
June 24, 2013
Return to Reimbursement Model for all Downpayment Assistance Loans - Effective July 1, 2013, Monthly Payment Loan Servicing Information, Increased Deferred Payment Loan Maximum Loan Amount, Mortgage Credit Certificate Program Launch - June 24, 2013 and more!
  • Homeownership Programs (Step Up & DPA)
June 13, 2013 Step Up Program Refinance Options for Existing Minnesota Housing Borrowers with Minnesota Housing Downpayment (DPA) Loans
  • Homeownership Programs (MCC)
June 6, 2013 Minnesota Housing will launch new Mortgage Credit Certificate Program June 24
  • Community Development Programs (Impact Fund)
June 5, 2013 Recorded Trainings and Materials Now Available for Impact Fund Applicants (2013 Single Family RFP cycle)
  • Community Development (NSP)
May 30, 2013
Notice of Draft Availability and Public Comment Period for a Substantial Amendment to the 2008 Action Plan of the State of Minnesota’s Neighborhood Stabilization Program (NSP1)
  • Community Development Programs (Impact Fund)
May 29, 2013
Minnesota Housing 2014-2015 budget update and Consolidated Request for Proposals (RFP) funding amounts
  • Home Improvement Programs (Fix Up)
May 23, 2013
Fix Up advertising funds available – Apply by June 13, Introducing the Top Producing Lender Program, Staff Retirement and Job Posting & Refresher on Program Updates, Brochure Orders
  • Homeownership Programs
May 23, 2013
Holiday Hours in Effect for Downpayment Assistance (DPA) Wire Request & U.S. Bank, MRBP and Minnesota Housing Contact Sheet
  • Community Development Programs (Impact Fund)
May 7, 2013
The Community Revitalization Fund (CRV) has been renamed Community Homeownership Impact Fund: Program Audits and Monitoring continue & New Income limits for 2013
  • Community Development Programs (HECAT)
May 6, 2013 2013-2014 Homeownership Education, Counseling and Training Fund (HECAT) Request for Proposal (RFP) and Technical Assistance
  • Homeownership Programs
May 2, 2013 In-Person Loan Program Training for Lenders Hosted by Minnesota Housing and U.S. Bank MRBP staff, Reminder:  Updated Deferred Payment Loan Income Limits, Revised Monthly Payment Loan Mortgage and Note for Start Up and Step Up
  • Community Development Programs (CRV)
April 29, 2013 Minnesota Housing announces release of Request for Proposals (RFP)
  • Homeownership Programs
April 18, 2013 Lender Satisfaction Survey - Please respond by Friday, April 19 & Servicing of pre-paid interest on Monthly Payment Loans
  • Homeownership Programs
April 3, 2013
Servicing of Monthly Payment Loans ahead of purchase of first mortgage by U.S. Bank Home Mortgage, MRBP Division: Second Mortgage Application and Loan Disclosure Procedures, & Lender Satisfaction Survey
  • Homeownership Programs
April 1, 2013 Introducing the Partner Solutions Team!
  • Home Improvement Programs
March 28, 2013 Updated Home Improvement Income Limits
  • Homeownership Programs
March 27, 2013
Holiday hours in effect for downpayment assistance wire request
  • Homeownership Programs
March 19, 2013

New Service Release Premium Option Available for Step Up Refinance Loans and Income limit Changes for the Deferred Payment Loan and HOME HELP Programs

  • Home Improvement Programs (Fix Up)
March 12, 2013 New Fix Up Loan Features in Effect, Updated Forms and Procedural Manual now Available, Reminder to Register for Webinars
  • Community Development Programs (CRV)
March 8, 2013
Community Revitalization Fund (CRV) Annual Report modified, now includes Final Close Out Report
  • Homeownership Programs
March 7, 2013
Second Mortgage Application and Loan Disclosure Procedures & Minnesota Housing Job Opening
  • Home Improvement Programs (Fix Up)
March 6, 2013 Increased loan amounts and enhancements, updated forms and procedural manual, and other program updates effective March 11
  • Homeownership Programs (HOME HELP)
February 28, 2013
NEW HOME HELP Program Income Limits, HOME HELP Loan Calculation, Use of the new CPD Income Eligibility Calculator, HOME HELP Forms
  • Homeownership Programs
February 26, 2013
Loan Commitment Extension Requests Required, New Monthly Payment Loan Income Limits and U.S. Bank, MRBP Training
  • Homeownership Programs
February 21, 2013 Start Up/Step Up Clarifications and Updates: Loan Commitment System Process Guide, DU® Findings and Homebuyer Education, Revised Monthly Payment Loan Mortgage and Note – Start Up and Step Up
  • Homeownership Programs
February 7, 2013 Minnesota Housing Downpayment and Closing Cost Loan Table Funding Procedure Effective Immediately
  • Homeownership Programs
January 29, 2013 Important New FHA Announcement Related to FHA Loans with Downpayment Assistance (DPA): Key table funding requirements
  • Homeownership Programs
January 28, 2013
Clarifying Information Related to Minnesota Housing Loans with Downpayment Assistance
  • Homeownership Programs
January 25, 2013
Urgent Information pertaining to Minnesota Housing loans with downpayment assistance
  • Homeownership Programs
January 24, 2013 Start Up/Step Up Program Updates: FHA Streamlined Refinance Loans, Updated HFA Preferred™ Term Sheet and Conventional Loans and Ownership of Existing Residential Dwelling
  • Homeownership Programs
January 23, 2013
Urgent information about immediate changes for loans with Minnesota Housing downpayment assistance
  • Homeownership Programs
January 17, 2013 Changes to FHA Streamlined Refinance Qualification, Reserving Step Up Loans for Existing Minnesota Housing Borrowers, Revised Monthly Payment Loan Mortgage, Updated HFA Preferred Risk Sharing™ Term Sheet, HOME HELP Lenders - New CPD Income Eligibility Calculator
  • Community Development Programs (CRV)
January 17, 2013
Program Resources and Updates for Community Revitalization Fund (CRV) Administrators
  • Home Improvement Programs (Fix Up)
January 10, 2013
Fix Up Program Updates: Fix Up Lender Renewal, Training Webinars and Best Practices from Quality Control
  • Home Improvement Programs (RLP)
January 9, 2013 Rehabilitation Loan Program Out of Funds
  • Homeownership Programs
January 3, 2013
Start Up/Step Up Program Updates: Revised Monthly Payment Loan Note, Required Borrower Contribution – Step Up Refinance and
Subordinations – Step Up Refinance
  • Homeownership Programs
December 19, 2012
New Minnesota Housing Loan Programs NOW Available and Minnesota Housing Job Opening
  • Homeownership Programs
December 17, 2012 Minnesota Housing Loan Program Update, Step Up Refinance Update,
Income Limits Effective for FHA First Mortgage Loans with Monthly Payment Assistance
  • Homeownership Programs
December 12, 2012
Final Days for MMP and CASA Loan Commitments Before Launch of New Homeownership Programs
  • Home Improvement Programs (Fix Up)
November 29, 2012 Fix Up Brand Name, Temporary Payment Coupons, Lender Training and advertising Dollars Still Available
  • Homeownership Programs
November 8, 2012
Minnesota Housing Launches New Family of Homeownership Programs December 18
  • Mortgage Loan
  • Home Improvement Programs
October 18, 2012 System Availability this Weekend, Online homebuyer Ed and Upcoming Home Improvement Program Trainings
  • Homeownership Programs
October 11, 2012 New Procedure for Top Producing Loan Officer Program and Upcoming Conference
  • Home Improvement (Fix Up)
October 11, 2012 Advertising Funds Available for Fall Fix-up Fund Promotions
  • Mortgage Loan
  • Home Improvement Programs
September 27, 2012 HDS SF Web Application Down for Planned Upgrade
  • Homeownership Programs
September 25, 2012
Announcing 3% rate for Minnesota Mortgage Program
  • Homeownership Programs
August 28, 2012
Coming to the Twin Cities: The NeighborhoodLIFT SM Program to offer downpayment assistance for your homebuyers!
  • Homeownership Programs
August 14, 2012
Coming this fall: New Minnesota Housing Loan Program Features
  • Community Development Programs (NSP)
August 3, 2012
Notice of Substantial Amendment to State of Minnesota NSP3 Action Plan
  • Home Improvement Programs (Fix Up)
June 11, 2012
Reminder: Advertising Funding Available to Promote New Fix Up Features
  • Home Improvement Programs (Fix Up)
June 4, 2012
Fix Up loans – New Features Starting Today!
  • Home Improvement Programs (Fix Up)
May 30, 2012 Advertising Funds Available to Promote New Fix Up Features
  • Homeownership Programs
May 24, 2012 Homeownership Programs Procedural Manual and Program Forms Updated
  • Home Improvement Programs (Fix Up)
May 4, 2012
Fix Up loans – New Start Date June 4, 2012
  • Homeownership Programs
May 1, 2012 Launch of HFA Preferred Risk Sharing™ Product
  • Homeowner Assistance Programs
April 30, 2012
2012-2013 Homeownership Education, Counseling and Training Fund (HECAT) Request for Proposal (RFP)
  • Home Improvement Programs (Fix Up)
April 26, 2012
Fix Up loans – New Features Begin May 7
  • Community Development Programs (CRV)
April 23, 2012 Minnesota Housing Announces Release of Consolidated Multifamily and Single Family Request for Proposals (RFP)
  • Home Improvement Programs (Fix Up)
April 18, 2012 The Updated Fix Up
  • Homeownership Programs
April 12, 2012 New HFA Preferred Risk Sharing™ Product: Upcoming Trainings & Required Supplement
  • Homeownership Programs
April 3, 2012 New Product Announcement: HFA Preferred Risk Sharing™
  • All Programs
March 28, 2012 Participate in Lender Satisfaction Survey, Register for the Regional Housing Dialogued & Minnesota Housing Program Trainings Available
  • Homeownership Programs (HOME HELP)
March 26, 2012 HOME HELP Program Forms Updates & Register for Regional Housing Dialogues
  • Homeownership Programs
March 21, 2012 New Income Limits for Homeownership Programs, Updated Subsidy Recapture and Assumption Limits
  • All Programs
March 15, 2012 2012 Regional Housing Dialogues
  • Homeownership Programs (HOME HELP)
March 8, 2012
Minnesota Housing increases down payment and closing cost assistance to $10,000 & Keep up with first-time homebuyer interest rates through Facebook and Twitter
  • Homeownership Programs
March 8, 2012
Reminder: Please Complete Lender Survey of Homebuyer Programs &
Top Producing Loan Officers for Third and Fourth Quarter
  • Community Development Programs (NSP)
March 8, 2012 Minnesota Housing Seeks Public Comment on NSP3 Action Plan
  • Homeownership Programs
February 8, 2012 Homeownership Programs Procedural Manual Changes
  • Homeownership Programs
    (HOME HELP)
January 26, 2012 HOME HELP Program Updates - Loan Amount & Income Limit Changes
  • Homeownership Programs
January 24, 2012 2012 Single Family Program Income Limits
  • Homeownership Programs
January 3, 2012 New Conventional Loan Option with Better Pricing for the Minnesota Housing Loan Programs
  • Home Improvement Programs (Fix Up & RLP)
February 22, 2011
SAFE Act Compliance for Fix-Up Fund Lenders and Rehabilitation Loan Program Administrators
  • Community Development Programs (CRV)
February 22, 2011 SAFE Act Compliance for CRV Administrators Providing Clients Community Revitalization Fund (CRV) Mortgages