Mortgage rates starting at:

View all interest rates

Income Limits

Start Up, Mortgage Credit Certificate, or Monthly Payment Loan Programs

(for loans committed 5.1.15 or after)

Household Size

11-County Twin Cities Metro Area*

Rochester MSA**

Balance of State

1-2 Person

$86,600

$81,700

$77,400

3+ Person

$99,500

$93,900

$89,000

Start Up, Mortgage Credit Certificate, or Monthly Payment Loan Programs

(for loans committed on or before 4.30.15)

Household Size

11-County Twin Cities Metro Area*

Rochester MSA**

Balance of State

1-2 Person

$82,900

$81,300

$73,900

3+ Person

$95,335

$93,495

$84,985

Step Up Without Downpayment & Closing Cost Assistance Loan

Note: Borrowers receiving a Monthly Payment Loan with Step Up must meet the Start Up, Mortgage Credit Certificate, or Monthly Payment Loan income limits above.
 

11-County Twin Cities Metro Area*

Rochester MSA**

Balance of State

$124,000

$124,000

$110,600


Deferred Payment Loan and Deferred Payment Loan Plus

Household Size 11-County Twin Cities Metro Area* Rochester MSA** Balance of State
1- 3 Person $60,000 $60,000 $55,000
4 Person $66,500 $66,500 $59,500
5 Person $72,000 $72,000 $64,000
6 Person $77,000 $77,000 $69,000
7 Person $82,500 $82,500 $73,500
8 Person $88,000 $88,000 $78,500
9 Person $93,000 $93,000 $83,000
10 Person $96,485 $96,485 $84,985
 
*The 11-county Twin Cities Area is defined as: Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Scott, Sherburne, Washington and Wright Counties.

**Rochester MSA includes Dodge and Olmsted Counties