Mortgage rates starting at:

View all interest rates

Income Limits

Start Up, Mortgage Credit Certificate, or Monthly Payment Loan Programs

Household Size

11-County Twin Cities Metro Area*

Dodge and Olmsted Counties

All Other Counties

1-2 Person

$90,400

$88,600

$80,400

3+ Person

$103,900

$101,800

$92,400


Step Up Without Downpayment & Closing Cost Assistance Loan

Note: Borrowers receiving a Monthly Payment Loan with Step Up must meet the Start Up, Mortgage Credit Certificate, or Monthly Payment Loan income limits above.
 

11-County Twin Cities Metro Area*

Dodge and Olmsted Counties

All Other Counties

$135,100

$135,100

$120,200


Deferred Payment Loan and Deferred Payment Loan Plus

Household Size 11-County Twin Cities Metro Area* Dodge and Olmsted Counties All Other Counties
1- 2 Person $69,000 $69,000 $62,000
3 Person $77,000 $77,000 $69,000
4 Person $86,000 $86,000 $76,000
5 Person $93,000 $93,000 $82,000
6 Person $100,000 $100,000 $89,000
7+ Person $103,900 $101,800 $92,000
 
The 11-county Twin Cities Area is defined as: Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Scott, Sherburne, Washington and Wright Counties.