Income Limits for Minnesota Housing Home Improvement Programs

Fix Up Loan/Community Fix Up Loan Programs

To qualify for the Fix Up and Community Fix Up loans, the borrower's gross household income must be no greater than $104,000 (for loans closed on or after May 19, 2017). The income limit is waived if the improvement is being made for the accessibility of a family member who is disabled or for specific energy improvements.

Rehabilitation Loan Program/Emergency and Accessibility Loan Program

Rehabilitation Loan Program income limits are based on HUD median family income estimates and calculated at 30% of the Minneapolis/St. Paul area median income and are applicable in all Rehabilitation Program areas of the state.
The following income limits are effective for any loans closed under the Rehabilitation Loan Program/Emergency & Accessibility Loan Program on or after May 1, 2018.
Household Size
Income Limits
1 Person $19,900
2 People $22,700
3 People $25,500
4 People $28,300
5 People $30,600
6 People $32,900
7 People $35,100
8 People $37,400
9 People $39,700
10 People $41,900
11 People $44,200
12 People $46,500
Please contact the Single Family Help Desk for larger household sizes.

Quick Start Disaster Recovery Program

No income limits apply to the Quick Start program. This program is not currently active.