Income Limits for Minnesota Housing Home Improvement Programs

Fix Up Loan/Community Fix Up Loan Programs

The following income limits are effective for Fix Up Loans committed on or after July 2, 2018.
11-County Twin Cities Metro Area* Dodge and Olmsted Counties All Other Counties
$141,000 $141,000 $125,900
*The 11-County Twin Cities Metro Area is defined as:  Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Scott, Sherburne, Washington and Wright counties.
 
The income limit is waived if the improvement is being made for the accessibility of a family member who is disabled or for specific energy improvements.
 
Community Fix Up Loan Program initiatives may have more restrictive income limits. Contact a Community Fix Up lender for more information.

Rehabilitation Loan Program/Emergency and Accessibility Loan Program

Rehabilitation Loan Program income limits are based on HUD median family income estimates and calculated at 30% of the Minneapolis/St. Paul area median income and are applicable in all Rehabilitation Program areas of the state.
 
The following income limits are effective for any loans closed under the Rehabilitation Loan Program/Emergency & Accessibility Loan Program on or after May 1, 2018.
 
Household Size
Income Limits
1 Person $19,900
2 People $22,700
3 People $25,500
4 People $28,300
5 People $30,600
6 People $32,900
7 People $35,100
8 People $37,400
9 People $39,700
10 People $41,900
11 People $44,200
12 People $46,500
 
Please contact the Single Family Help Desk for larger household sizes.
 

Quick Start Disaster Recovery Program

No income limits apply to the Quick Start program.