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First-time Homebuyer Tax Credit through the Mortgage Credit Certificate (MCC) Program

  • Allows borrower to claim 35% of the mortgage interest they pay each year as a federal income tax credit, providing up to $2,000 per year in tax savings
  • Combine with an affordable Minnesota Housing mortgage - borrower fee waived
  • Monthly Payment Loan available for downpayment and closing costs
  • Program Description and Lender Guide
Required Forms
Want to become a MCC Program lender?