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MCC (Stand-Alone)

The Mortgage Credit Certificate Program (MCC) (Stand-Alone) is combined with a non-Minnesota Housing home mortgage loan.

Borrower Fee: 1% of the purchase price

Lender Participation

To offer the MCC (Stand-Alone) lenders must:

  • Submit the Mortgage Credit Certificate (Stand-Alone) New Lender Application.
  • Return two executed copies of the Participation Agreement for Minnesota Housing Mortgage Credit Certificate Program.
  • Pay a lender participation fee of $250. 
  • Register for an MCC training.

If you are not a Minnesota Housing lender and would like to become one, please contact Christina Akinola to learn more.



U.S. Bank, MRBP

Minnesota Housing Required Documents

Minnesota Housing requires the following documents for all loans with MCC (Stand-Alone).  Refer to the underlying mortgage product guidelines for additional required documents.

Start Up and Step Up documents cannot be used with (MCC Stand-Alone) 
Additional Documents (required on some loans)


Mortgage Credit Certificate Program