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Step Up for Repeat Homebuyers and Homeowners

Step Up is our statewide program for repeat homebuyers or current homeowners to purchase or refinance a home. Step Up offers:

  • Affordable interest rates
  • Downpayment and closing cost assistance loan for eligible borrowers
  • Increased income limits for loans closed on or after December 1, 2014
  • For commitments made May 26, 2015 or earlier, purchase price must fall under the following limits:
    • 11-County Metro: $310,000
    • Balance of State: $265,000
  • For commitments made May 27, 2015 or later, purchase price must fall under the following limits:
    • 11-County Metro: $307,300
    • Balance of State: $258,600
  • Reduction or elimination of mortgage insurance (MI) costs with exclusive conventional loan options, available up to 97% LTV

Manuals, Forms & Resources

Required Forms (in addition to industry-standard documents)