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Step Up for Repeat Homebuyers or Refinancing

You don’t need to be a first-time homebuyer to take advantage of our affordable loans.

The Step Up program has a purchase loan if you’re a current homeowner (or owned within the last three years) and want to buy a different home. You can also use Step Up to refinance your current home at an affordable, fixed rate. 

You may be eligible if you:

  • Meet home cost or loan limits:
    • 11-County Metro: $307,900
    • Balance of State: $255,500
  • Meet minimum credit score requirements
Contact an approved lender partner to get started.