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Step Up for Homeowners Buying Again or Refinancing

The Step Up Program offers:

To be eligible, you must:

  • Be credit qualified with a credit score of 640 or above
  • Meet income limits
  • Meet home cost or loan limits
    • 11-County Metro: $310,000
    • Balance of State: $265,000

Next Steps:

  • Find a lender near you to see if you qualify.
  • Homebuyer education may be required for some mortgage programs. Attend Home Stretch for in-person training, or Framework for online training.