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Eligible Improvements under Fix Up Home Improvement Loans

Regular Secured and Unsecured loans

  • Wiring Updates
  • Wind Generator
  • Ventilation: Attic fans, ceiling fans, roof/turbine vents
  • Awnings
  • Brick repair-replacement
  • Painting
  • Stucco repair
  • Siding
  • Air exchanger
  • Chimney repair or replacement
  • Ductwork
  • Fireplace
  • Fireplace insert
  • Heat pumps; air, geothermal, ground water
  • Outdoor furnaces/boilers
    • Heat piped to house for basic residential heating
  • Stoves (wood, gas, or bio-fuel)
  • Appliances that are hard wired, hard plumbed
    • Built in wall oven
    • Hardwired dishwasher
    • Counter-top cook unit
  • Countertops
  • Drywall
  • Floor covering
  • Kitchen cabinets
  • Plastering
  • Landscaping
    • Reshape grade or slope of yard
    • Retaining wall
    • Sod, seeding
    • Tree trimming or removal
    • Tree and shrub plantings
    • Patio
  • Septic system repairs or replacement
  • Bathroom fixtures/connections
  • Bathtubs/enclosures/shower doors
  • Sewer hook-up and repairs (not eligible if cost can be assessed)
  • Water conditioner
  • Well replacement
  • Whirlpool tub (in bathroom)
  • Fascia
  • Gutters
  • Home/garage roof replacement/repair
  • Basement installation or repair (includes lifting of house)
  • Deck
  • Foundation repair
  • New garage or expansion of existing garage (MAX 800 sq ft of combined garage space per property)
  • Porch (3,4 season or open)
  • Steps and landings
  • Driveway repairs
  • Fencing (residential purposes only)
  • Sidewalks
  • Carport (if permanent structure)
  • Parking pad
  • Architectural fees
  • Energy audit
  • Blower door test
  • Dumpster cost
  • Permit costs
Plus, the following energy and accessibility improvements:
  • Furnace
  • Central air conditioning
  • Lighting updates
  • Insulation
  • Solar panels
  • Weather stripping
  • Windows
  • Water heater
  • Handicap Accessibility Improvements
    • Bathroom Modification
    • Kitchen modifications including lowering cupboards and countertops
    • Lifting devices: elevator, chairlift/stair glide
    • Ramp or other entryway modifications
    • Relocating light switches and electrical outlets
    • Widen doorways/hallways