Property Owner Risk Mitigation Fund Program
Request for Proposals Application
Contract Period: April 1, 2026 – March 30, 2030
Application deadline: Friday, December 5, 2025, at 4:30 p.m. Central Time.
This form must be submitted using Minnesota Housing’s Secure Upload Tool. More information on how to submit required items can be found on Minnesota Housing’s Partner Login webpage. Refer to the Property Owner Risk Mitigation Fund (RMF) Program Request for Proposals (RFP) Application Instructions and the RMF Program Guide for more information on completing this form.
Applicant Information
Organization Name:      
Organization Full Legal Name (if different from above):      
Geographic Service Area (list counties and/or Minnesota Indian Reservations):      
Organization Contact Person Name:      
Organization Contact Person Title:      
Organization Street Address:      
Organization City, State ZIP Code:      
Organization Telephone Number:      
Organization Contact Person Email Address:      
Funding Amount Requested: $     
Proposed Total Number of Households to be Housed:      
Proposed Total Number of Property Owners Enrolled:      
Proposed Total Number of Units accessible through Property Owner Enrollment:      
A. Project Summary (25 Points)
1.	What barriers to housing does your program aim to address and what population’s access to housing is disproportionately affected by those barriers? Who is your target household population? How do you know they are experiencing housing instability at disproportionate levels in your community? Include:
•	Quantitative and qualitative data you used to identify your target household population
•	Data sources such as the Homeless Management Information System (HMIS) Dashboard, data from the regional Continuum of Care, and Wilder Foundation data
•	Other data specific to your local community and/or organization is encouraged
	     
2.	Describe your project design. Include:
•	How you will work with property owners in ways that include engagement, recruitment, education, marketing, and enrollment to make housing more accessible for households carrying barriers within the four year contract term
•	Who your referral source(s) for renters will be and why
•	How you will manage that relationship
•	How you will manage property owner services
•	How the household’s service provider will be available for support throughout the term of the initial lease
•	If you will subcontract (meaning make payments) with any provider, who it will be, and what role will they play
	     
3.	Describe how you developed and shared your program concept. Include how you received input and feedback from people with lived expertise, populations that disproportionately experience homelessness, property owners, service providers, and community stakeholders.
	     
B. Equity (35 Points)
1.	Recognizing and honoring sovereignty, Tribal Nations will receive automatic points for the Equity section of this application. Is the applicant a Tribal Nation or group of Tribal Nations?
	 Yes; skip all questions in Section B (Equity) and move to Section C (Capacity). 35 points will automatically be awarded.
	 No; complete questions below.
2.	How will your project design address barriers to increasing housing access and stability for those disproportionately impacted by homelessness, specifically the households in the target population you identified in Section A (Project Summary)? Include:
•	How your program will support equity in your utilization of the criteria property owners must meet to be eligible to enroll in your RMF Program
•	How you will engage with and support property owners in changing rental and application practices to meet the needs of your program’s target population
•	How you will support property owners in communicating with households in trauma informed and accessible ways
	     
3.	What role do people with lived expertise currently play in your organization? How will people with lived experience play a role in your RMF Program?
	     
C. Capacity (20 Points)
1.	Describe your experience building and maintaining relationships with property owners and other relevant stakeholders. Include:
•	A specific example of a challenging situation with a property owner
•	What you learned from it
•	How it influenced your program’s future operations or policies
•	Your ability to respond effectively in the event of rental related issues
	     
2.	Certain household data must be entered in the Homeless Management Information System (HMIS) or a comparable system that has been approved by Minnesota Housing. Describe how you have reviewed and used HMIS data to inform program design and/operations in your agency and how data entry and reporting will be structured to fit within a sustainable workflow.
	     
3.	Describe funder/contracting relationships you have had, particularly with the State of Minnesota. Include:
•	Who you have contracted with, including subcontracting relationships
•	Where you have excelled
•	Where you have experienced challenges
	     
D. Budget (20 Points)
1.	Complete the RMF Program RFP Application Budget Workbook.
2.	Provide additional detail to substantiate and justify the cost for each expense under the three categories: Administration, Property Owner Services, and Property Owner Payments. Include rationale and calculations.
	     
3.	If a reimbursement plan is an element in your project design, describe the parameters and costs for your reimbursement plan.
	     
4.	If applicable, in the table below, list additional resources your RMF program will utilize to support program outcomes.
Table 1: Proposed Leveraged Funds
Source	Amount	Purpose	
Example: Agency XYZ	Example: $50,000	Example: Property Owner Services – 0.50 FTE	
     	$     	     	
     	$     	     	
     	$     	     	
     	$     	     	
E. Required Documents
Submit the following documents via Minnesota Housing’s online Secure Upload Tool no later than 4:30 p.m. Central Time on Friday, December 5, 2025.
Review the Upload Tool Instructions for more information. When prompted to enter an email address for the recipient, enter mhfa.app@state.mn.us. Required documents must be uploaded in their original format. Do not convert the documents into other formats.
If you have questions regarding the checklist items, please contact Kristen Mortenson at kristen.mortenson@state.mn.us.
Only applications meeting the threshold criteria will be considered for funding. The following checklist items must be completed properly and submitted to meet the threshold criteria:
1.	RMF Program RFP Application
2.	RMF Program RFP Application Signature Page (wet, digital, or electronic signatures will be accepted)
3.	RMF Program RFP Application Budget Workbook
4.	Pre-award Risk Assessment Form and accompanying documents detailed in the form:
•	Risk Assessment Form—Nonprofit Organizations
•	Risk Assessment Form—For-Profit Business Entities
•	Risk Assessment Form—Political Subdivisions
5.	Accompanying pre-award risk assessment documentation detailed in the Risk Assessment Form:
•	Financial documents related to the applicant organization and detailed on the Risk Assessment Form (nonprofits and for-profits only)
o	Internal Controls Certification—Nonprofit Organizations, if applicable
o	Internal Controls Certification—For-Profit Business Entities, if applicable
•	Evidence of good standing with the Minnesota Secretary of State (nonprofits and for-profits only)
•	Certification of no convictions of felony financial crimes by a principal, along with a list of principals being certified (all applicants)
Applicants must understand the application components and what types of submission materials are required to satisfy each required component. Applications that do not contain all required components (completed and submitted properly) will be noted as incomplete and will not be eligible for further review, including scoring. Minnesota Housing is unable to provide notice if an application is incomplete.
If you have questions regarding checklist items, contact the designated point of contact. Allow enough time for staff to respond and help resolve issues so that a complete application can be submitted prior to the application submission deadline. Also note that technical assistance does not guarantee that a complete application will be submitted.
F. Planning
Selected grantees will be required to participate in the due diligence process. Due diligence refers to the documents that organizations must submit or actions that must be completed prior to contracting with Minnesota Housing. Reference the RMF Program RFP Application Instructions for more information on due diligence. All dates and times are subject to change at the sole discretion of Minnesota Housing.
Table 2: Application Timeline
Date	Activity	
September 29, 2025	RMF Program RFP announced via State Register and eNews, and published to the Minnesota Housing website	
October 10, 2025	Minnesota Housing holds an RMF Program RFP information session at 1:00 p.m. Central Time	
October 17, 2025	First round of questions must be submitted by 4:30 p.m. Central Time	
October 30, 2025	First round of Frequently Asked Questions (FAQ) posted on the Property Owner Risk Mitigation Fund Program webpage	
November 7, 2025	Second round of questions must be submitted by 4:30 p.m. Central Time	
November 16, 2025	Second round of FAQ posted on the Property Owner Risk Mitigation Fund Program webpage	
December 5, 2025	Applications due by 4:30 p.m. Central Time	
January 29, 2026	Minnesota Housing staff recommends selections to Minnesota Housing board	
February 4, 2026	Selected and non-selected applicants notified; due diligence phase begins	
February 12, 2026	Mandatory due diligence training for all selected Administrators	
March 12,2026	Due diligence items due	
April 1, 2026	Upon Grant Contract Agreements being fully executed, Grant Contract Agreement term begins 	
March 30, 2030	End of Grant period. No expenses may be incurred after this date.	
Acknowledgment and Consent
The applicant acknowledges that, by submitting this application to Minnesota Housing, they understand that this RFP response and data submitted as part of this RFP response are governed by the Minnesota Data Practices Act and are considered private or nonpublic data until Minnesota Housing has completed the evaluation process.
The applicant further acknowledges that this application will be reviewed and scored by a review committee comprised of Minnesota Housing Finance Agency (Minnesota Housing) staff, other state agency staff, and community reviewers with knowledge of homelessness programs.
The applicant consents to the sharing of application-related data and materials by Minnesota Housing with non-Minnesota Housing partners that assist with the evaluation of responses. The Data shared with outside reviewers and entities remains private or nonpublic data during the evaluation process and may not be shared by those entities except as authorized by relevant data practice statutes.
This consent is voluntary and can be withdrawn at any time by providing written notice to Minnesota Housing. If consent is withdrawn, Minnesota Housing will not score or consider the application. If you have questions about this document or the use of the data, please contact Minnesota Housing’s Data Practices Compliance Official at MNHousing.Data@state.mn.us.
By completing, signing, dating, and submitting the signature page (separate page), the applicant acknowledges and consents to the above information as well as the information stated on the signature page.