image: couple with baby
Buy a Home as a First-Time Homebuyer
Repeat Homebuyer
Refinance
Downpayment and Closing Cost Loans
Next Steps to Get a Minnesota Housing Loan
Homebuyer Education and Resources
Mortgage Credit Certificate Program for First-Time Homebuyers

In connection with Single Family Division loan programs, Minnesota Housing does not make or arrange loans. It is neither an originator nor creditor and is not affiliated with any Lender. The terms of any mortgage finance transactions conducted in connection with these programs, including important information such as loan fees, the annual percentage rate (APR), repayment conditions, disclosures, and any other materials which are required to be provided to the consumer are the responsibility of the Lender.