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Buy a Home or Refinance

Who We Are

Minnesota Housing is a trusted state agency that works with local lenders to ensure all Minnesotans have access to safe and affordable housing. In 2018, we helped more than 4,600 families across the state purchase and refinance homes.

How We Can Help You Buy a Home

Owning a home is much more than a financial transaction. It means independence, growth, and a place to share with family and friends. We offer the programs and resources that will help you buy a home and be a successful homeowner.

  • Affordable, fixed interest rates
  • A variety of loan options – purchase, refinance, downpayment, home improvement – to meet your needs
  • Knowledgeable local lender partners
  • More than 40 years of experience supporting Minnesotans

Whether you’re just starting your home search or ready to tackle home improvements, we’ve got you covered.

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In connection with Single Family Division loan programs, Minnesota Housing does not make or arrange loans. It is neither an originator nor creditor and is not affiliated with any Lender. The terms of any mortgage finance transactions conducted in connection with these programs, including important information such as loan fees, the annual percentage rate (APR), repayment conditions, disclosures, and any other materials which are required to be provided to the consumer are the responsibility of the Lender.