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Minnesota Housing Income Limits

Start Up Income Limits

Household Size

11-County Twin Cities Metro Area*

Dodge and Olmsted Counties

All Other Counties

1-2 Person

$117,300

$111,500

$104,000

3+ Person

$134,800

$128,200

$119,600

Step Up Income Limits

11-County Twin Cities Metro Area*

Dodge and Olmsted Counties

All Other Counties

$175,400

$175,400

$155,500

Monthly Payment Loan 
(2nd mortgage available with Start Up or Step Up)

No separate income limits for Monthly Payment Loan. The Monthly Payment Loan is an available option for any Start Up or Step Up borrower.

Deferred Payment Loan and Deferred Payment Loan Plus 
(2nd mortgage available only with Start Up)

 

Household Size 11-County Twin Cities Metro Area* Dodge and Olmsted Counties All Other Counties
1- 2 Person $84,000 $84,000 $75,000
3 Person $95,000 $95,000 $84,000
4 Person $106,000 $106,000 $94,000
5 Person $114,000 $114,000 $101,000
6 Person $122,000 $122,000 $109,000
7+ Person $131,000 $128,200 $116,000

*The 11-county Twin Cities Area is defined as: Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Scott, Sherburne, Washington and Wright Counties.