Homeownership Education & Counseling

Enhanced Financial Capacity Homeownership Initiative (Homeownership Capacity)

Homeownership Capacity provides financial support to eligible nonprofit and government organizations that provide intensive financial empowerment and homeownership training to households of color and low-income renters who have the goal of homeownership.


If you are interested in receiving guidance to improve your credit score, develop a spending and/or saving plan, or reduce debt, please contact one of our Homeownership Capacity providers for more information.

Homeownership Capacity 2019-2021 Fund

The Homeownership Capacity Application for Funding for the 2019-2021 program year is closed. A new Application for Funding will be available for a full two-year funding period in Spring 2021.

See the list of funding awards for the 2019-2021 program year.



Homeownership Education, Counseling and Training (HECAT) Fund

HECAT provides financial support to eligible nonprofit organizations and governmental entities to deliver a variety of homeownership education, counseling and training services to Minnesotans.

Application for Funding for the HECAT 2021 – 2023 Fund

The Application for Funding for the HECAT 2021 – 2023 program term will be available Monday, April 26, 2021.
The Application must be completed and received by 3:00 PM, Tuesday, May 25, 2021. Please see the following documents for the Application details.

Prepare your Application for Funding

Ready to Apply

  • Application for Funding (Online) (Coming Soon)
  • Organizational Capacity Review Form (Coming Soon)
  • Application for Funding Workbook (Coming Soon)
  • Applicant Certification Signature Page (Coming Soon)

Upcoming Information Sessions and Technical Assistance Webinar

During these sessions, applicants will have an opportunity to learn about the HECAT 2021 - 2023 Application for Funding program changes, requirements and ask questions about the HECAT Application. Participation is strongly recommended, however, not required.
Information Session 1                   
Tuesday, May 4, 2021, 10:00 AM – 11:00 AM
Information Session 2                    
Wednesday, May 5, 2021, 1:00 PM – 2:00 PM                         
Technical Assistance Webinar
Tuesday, May 11, 2021, 10:30 AM – 12:00 PM
A recorded version of the Webinar will be available 3 business days after the date above.

Current HECAT Awards

HECAT Awards 2019-2021            

For more information, please contact Que Vang at 651.296.7613.