Income Limits for Minnesota Housing Home Improvement Programs

Fix Up Loan/Community Fix Up Loan Programs

The following income limits are effective for Fix Up Loans locked on or after June 1, 2022.
11-County Twin Cities Metro Area* Dodge and Olmsted Counties All Other Counties
$175,400 $175,400 $155,500
*The 11-County Twin Cities Metro Area is defined as:  Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Scott, Sherburne, Washington and Wright counties.
 
The income limit is waived if the improvement is being made for the accessibility of a family member who is disabled or for specific energy improvements.
 
 
Community Fix Up Loan Program initiatives may have more restrictive income limits. Contact a Community Fix Up lender for more information.

Rehabilitation Loan Program/Emergency and Accessibility Loan Program

Rehabilitation Loan Program income limits are based on HUD median family income estimates and calculated at 30% of the Minneapolis/St. Paul area median income and are applicable in all Rehabilitation Program areas of the state.
 
The following income limits are effective for any loans locked under the Rehabilitation Loan Program/Emergency & Accessibility Loan Program on or after June 1, 2022.
 
Household Size
Income Limits
1 Person
$24,700
2 People
$28,200
3 People
$31,700
4 People
$35,200
5 People
$38,100
6 People
$40,900
7 People
$43,700
8 People
$46,500
9 People
$49,300
10 People
$52,100
11 People
$54,900
12 People
$57,800
 
Please contact the Single Family Help Desk for larger household sizes.
 

Quick Start Disaster Recovery Program

No income limits apply to the Quick Start program.