Income Limits for Minnesota Housing Home Improvement Programs

Fix Up Loan/Community Fix Up Loan Programs

The following income limits are effective for Fix Up Loans locked on or after June 1, 2022.
11-County Twin Cities Metro Area* Dodge and Olmsted Counties All Other Counties
$175,400 $175,400 $155,500
*The 11-County Twin Cities Metro Area is defined as:  Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Scott, Sherburne, Washington and Wright counties.
The income limit is waived if the improvement is being made for the accessibility of a family member who is disabled or for specific energy improvements.
Community Fix Up Loan Program initiatives may have more restrictive income limits. Contact a Community Fix Up lender for more information.

Rehabilitation Loan Program/Emergency and Accessibility Loan Program

Rehabilitation Loan Program income limits are based on HUD median family income estimates and calculated at 30% of the Minneapolis/St. Paul area median income and are applicable in all Rehabilitation Program areas of the state.
The following income limits are effective for any loans locked under the Rehabilitation Loan Program/Emergency & Accessibility Loan Program on or after June 1, 2022.
Household Size
Income Limits
1 Person
2 People
3 People
4 People
5 People
6 People
7 People
8 People
9 People
10 People
11 People
12 People
Please contact the Single Family Help Desk for larger household sizes.

Quick Start Disaster Recovery Program

No income limits apply to the Quick Start program.