Minnesota Housing dramatically increased the number and share of energy-improvement loans funded through the Fix Up Home Improvement Loan Program between 2018 and 2024. In 2018, 87 of the 802 Fix Up loans, or 11%, were energy-improvement loans. This increased to 430 loans, or 35% of all Fix Up loans, in 2024.

Minnesota’s climate has changed and will continue to change, affecting the well-being of our communities. Minnesotans with fewer financial resources are less able to make money-saving home energy and climate-resiliency upgrades, maintain their indoor air quality and safely and affordably heat and cool their homes. Minnesota Housing offers loans through the Fix Up program to eligible homeowners to make energy-conservation-related improvements to their home.

This metric captures the number and share of loans in Minnesota Housing’s Fix Up Home Improvement Loan Program that were energy-improvement loans each fiscal year. Minnesota Housing’s program year runs from October 1 through September 30.