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Income Limits

Start Up Income Limits

Household Size

11-County Twin Cities Metro Area*

Dodge and Olmsted Counties

All Other Counties

1-2 Person

$124,200

$117,200

$111,800

3+ Person

$142,800

$134,700

$128,500

First-Generation Homebuyer Loan Program
See Start Up Income limits. The First-Generation Homebuyer Loan Program Loan is an available option for any eligible Start Up Borrower who meets the First-Generation Homebuyer Loan eligibility criteria.  
Deferred Payment Loan and Deferred Payment Loan Plus
(2nd mortgage only with Start Up)

Household Size

11-County Twin Cities Metro Area*

Dodge and Olmsted Counties

All Other Counties

1- 2 Person

$89,000

$89,000

$80,000

3 Person

$101,000

$101,000

$91,000

4 Person

$112,000

$112,000

$101,000

5 Person

$121,000

$121,000

$109,000

6 Person

$130,000

$130,000

$117,000

7 Person

$139,000

$134,700

$125,000

8+ Person

$142,800

$134,700

$128,500

Monthly Payment Loan (2nd mortgage available with Start Up or Step Up
No separate income limits for Monthly Payment Loan. The Monthly Payment Loan is an available option for any Start Up or Step Up borrower. 
Step Up Income Limits

11-County Twin Cities Metro Area*

Dodge and Olmsted Counties

All Other Counties

$185,700

$185,700

$167,100

*The 11-county Twin Cities Area is defined as: Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Scott, Sherburne, Washington and Wright Counties.