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Income Limits

Start Up Income Limits

Household Size

11-County Twin Cities Metro Area*

Dodge and Olmsted Counties

All Other Counties

1-2 Person

$124,200

$118,000

$111,700

3+ Person

$142,800

$135,700

$128,400

Deferred Payment Loan and Deferred Payment Loan Plus
(2nd mortgage only with Start Up)

Household Size

11-County Twin Cities Metro Area*

Dodge and Olmsted Counties

All Other Counties

1- 2 Person

$89,000

$89,000

$80,000

3 Person

$101,000

$101,000

$90,000

4 Person

$112,000

$112,000

$101,000

5 Person

$121,000

$121,000

$109,000

6 Person

$130,000

$130,000

$117,000

7 Person

$139,000

$135,700

$125,000

8+ Person

$142,800

$135,700

$128,400

Monthly Payment Loan (2nd mortgage available with Start Up or Step Up
No separate income limits for Monthly Payment Loan. The Monthly Payment Loan is an available option for any Start Up or Step Up borrower. 
Step Up Income Limits

11-County Twin Cities Metro Area*

Dodge and Olmsted Counties

All Other Counties

$185,700

$185,700

$167,000

*The 11-county Twin Cities Area is defined as: Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Scott, Sherburne, Washington and Wright Counties.

In connection with Single Family Division loan programs, Minnesota Housing does not make or arrange loans. It is neither an originator nor creditor and is not affiliated with any Lender. The terms of any mortgage finance transactions conducted in connection with these programs, including important information such as loan fees, the annual percentage rate (APR), repayment conditions, disclosures, and any other materials which are required to be provided to the consumer are the responsibility of the Lender.