Homeownership Education & Counseling

Homeownership Education, Counseling and Training (HECAT) Fund

HECAT provides financial support to eligible nonprofit organizations and governmental entities to deliver a variety of homeownership education, counseling and training services to Minnesotans.

Consumers

If you are interested in receiving homebuyer education, please contact a Homeownership Advisor for more information.

Application for Funding

2023 - 2025 HECAT Request for Proposal-Reopened

The HECAT Request for Proposal for the 2023 - 2025 program year is available now!

The application must be completed and received by 3:00 PM, Friday, July 14, 2023. Please see the following documents for the Application details.

Prepare your HECAT RFP

Ready to Apply

RFP Information Session and Technical Assistance

Register below for an opportunity to learn about the 2023 - 2025 HECAT RFP requirements and ask questions. Participation is strongly recommended; however, not required.

Date: Friday, June 30, 2023

Time: 9:00 AM – 10: 00 AM

Register for Information Session

A recording of the information session and technical assistance can be found here.

Program Information

HECAT Awards

Questions?

For more information, please contact Noemi Arocho.

In connection with Single Family Division loan programs, Minnesota Housing does not make or arrange loans. It is neither an originator nor creditor and is not affiliated with any Lender. The terms of any mortgage finance transactions conducted in connection with these programs, including important information such as loan fees, the annual percentage rate (APR), repayment conditions, disclosures, and any other materials which are required to be provided to the consumer are the responsibility of the Lender.

Homeownership Capacity

Homeownership Capacity provides financial support to eligible nonprofit and government organizations that provide enhanced financial empowerment and homeownership training to Black, Indigenous, and People of Color (BIPOC) communities and low-income renters who have the goal of homeownership.

Consumers

If you are interested in receiving guidance to improve your credit score, develop a spending and/or saving plan, or reduce debt, please contact one of our Homeownership Capacity providers for more information.

Application for Funding

2023 - 2025 Homeownership Capacity Request for Proposal-Reopened

The Homeownership Capacity Request for Proposal for the 2023 - 2025 program year is available now!

The application must be completed and received by 3:00 PM, Friday, July 14, 2023. Please see the following documents for the Application details.

Prepare your Homeownership Capacity RFP

Ready to Apply

RFP Technical Assistance

All Applicants are strongly encouraged to attend the Homeownership Capacity Application Webinar to learn more about the Program and the Application for Funding.

Date: Monday, July 3, 2023

Time: 10:00 AM – 11:00 AM

Register for Technical Assistance Session

The PowerPoint Presentation of the information session and technical assistance webinar can be found here.

Homeownership Capacity Awards

Homeownership Capacity Data Collection System

Homeownership Capacity Data Collection system

This tool allows organizations to securely report client level data for the Homeownership Capacity program. Please review the instructions on how to use the Homeownership Capacity Data Collection System.

Questions?

For more information, contact Homeownershipcapacity.MHFA@state.mn.us.

In connection with Single Family Division loan programs, Minnesota Housing does not make or arrange loans. It is neither an originator nor creditor and is not affiliated with any Lender. The terms of any mortgage finance transactions conducted in connection with these programs, including important information such as loan fees, the annual percentage rate (APR), repayment conditions, disclosures, and any other materials which are required to be provided to the consumer are the responsibility of the Lender.