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Support and Preserve Manufactured Homes and Communities

Manufactured housing is a critical component of Minnesota’s housing supply. The median monthly housing cost for someone owning a manufactured home is only $687, versus $1,696 for other homeowners with a mortgage and $1,050 for other renters.  Currently, about 59,500 Minnesota households live in manufactured housing, and Minnesota has over 40,000 sites in manufactured home communities where the land is leased.  Manufactured home residents face challenges that are not easily addressed through traditional housing finance tools. The challenges include: (a) the homes being classified as personal property, rather than real estate, making it more difficult to get a loan; (b) home conditions; and (c) a backlog of community infrastructure needs, such as utility and road maintenance.

Key Metrics

Number of households in Minnesota living in manufactured housing (coming soon)

Number of manufactured home communities lost annually in Minnesota (coming soon)

Actions

Continue Building a Manufactured Housing Team and Structure at Minnesota Housing

Continue Building a Manufactured Housing Team and Structure at Minnesota Housing

  • Bring together expertise from different parts of Minnesota Housing, external partners and residents of manufactured homes
  • Deploy resources proactively to address issues as they arise
Enhance External Partnerships and Collaborate

Enhance External Partnerships and Collaborate

  • Partner and collaborate with local governments, nonprofit organizations, other lenders, manufactured home communities, community owners and residents to support and sustain manufactured housing
  • Provide marketing materials and educational opportunities to manufactured home residents and community owners about the programs and resources that are available through Minnesota Housing
Create and Implement a Comprehensive Plan

Create and Implement a Comprehensive Plan

  • Finance manufactured home communities, including the purchase, refinancing and/or improvement of community infrastructure
  • Work with other state and local agencies and community organizations to coordinate funding for community needs, such as storm shelters, community rooms, infrastructure improvements and health and safety needs
  • Finance individual homes, including purchase, rehabilitation, relocation and/or replacement
    • Support manufactured home residents of all household income ranges
  • Support cooperatively owned manufactured home communities and build capacity for sustainable management
  • Develop a strategy with an inclusion, equity and justice lens that incorporates diverse communities and supports the rights of all residents living in manufactured home communities

Expand the strategic plan table of contents to navigate the plan's strategic objectives and their dashboard metrics.

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